High performing Executive with 38 years of Banking experience. Knowledge of all areas of Banking from Risk, operations, IT, to sales. Demonstrated proficiency in building, staffing, budgeting and working well in a collaborative way.
Strong interpersonal skills
Considerable Banking experience
Deep Risk expertise
Broad Bank knowledge
Commercial Loan Officer, 08/1978
to 08/1980 Bank of America – Los Banos, Kerman, Manteca,
California Handled loan portfolios of agricultural and real estate development clients.
to 08/1981 Bank of America – Sunnyvale,
California Worked in a corporate lending group focused on high growth technology companies.
Assistant Manager - Corporate Banking, 01/1987
to 03/1991 First Interstate Bank of California – San Jose,
California Managed teams of lenders including setting goals, doing reviews, stategic planning, underwriting, portfolio management, cross-selling.The companies ranged in size from startups to over $500 million in revenue.Established First Interstate\'s Technology banking practice.Exceeded goals every year
Vice President - Technology Banking, 07/1982
to 12/1986 Bank of America – Sunnyvale,
California Managed loan portfolio which encompassed client relationship, full underwriting, cross-selling bank products, business development.Companies served ranged from startups to $500 million in revenues.Exceeded goals every year.
Head of Technology Banking, 03/1991
to 03/1993 Comerica Bank – San Jose,
California Established Technology Banking practice which entailed producing a strategic plan and budget, hiring personnel, marketing and business development.Managed lenders including setting goals, doing reviews, underwriting, portfolio management, cross-selling, business development.Exceeded goals every year.
Head of California Banking, 03/1993
to 01/2000 Silicon Valley Bank – Santa Clara,
California Managed Team Leaders which included budgeting, setting goals, strategic planning, doing reviews, business development.Was a member of the Bank\'s Executive committee which ran the Bank.I was a member of the Bank\'s loan committee.Restructured and re-staffed the California Technology Banking group which was approximately 70% of the Bank\'s revenue.I met and exceed goals each year.
Chief Strategy Officer/Chief Strategy and Risk Officer, 01/2000
to 01/2009 Silicon Valley Bank – Santa Clara I reported to the Bank\'s CEO and was a member of the Executive committee which ran the Bank.I was interim CFO twice.I oversaw the overseas expansion for the Bank - UK, China, Israel, India.I managed the Chief Credit Officer, Legal, established Enterprise risk management, Credit Review, Regulatory Relations, Marketing.At various times Ihad IT, Operations, Human Resources, Project Management, International Services, Compliance, Cyber/Physical Security, BSA/AML reporting to me.I was a member of the Bank\'s loan committee.I worked extensively with the Bank\'s Board of Directors.I met and exceeded goals each year.
Chief Risk Officer, 01/2009
to 11/2016 Silicon Valley Bank – Santa Clara,
California I managed Credit, Enterprise Risk Management, Portfolio Analytics, Credit Review, Compliance, Regulatory Relations, BSA/AML, and Cyber/Physical security.I reported to the Bank\'s CEO and was a member of the Executive committee which ran the Bank.I worked extensively with the Bank\'s Board of Directors. Established the Risk Committee with the Board. Also interfaced with Credit, Governance, and Audit committees.Worked with the Board of Directors to establish a Risk Appetite statement for the Bank.I was a member of global, mezzanine, and regular loan committee.I established the portfolio analytics group.I met and exceeded goals every year.
Bachelor of Science: Agricultural Economics,
1978 University of California at Davis - Davis,
MBA: Management ,
1982 Harvard Business School - Cambridge,