Senior Underwriter Stop Loss Underwriting Resume Example HM Insurance Group

SENIOR UNDERWRITER - STOP LOSS UNDERWRITING

Summary of Qualifications

Insurance professional with 28+ years experience underwriting Stop Loss, Small Group and Individual Health insurance for A rated insurance companies.

Expert knowledge and understanding of the Stop Loss pricing philosophy and its impact on profitability.
Keen analytical and problem solving skills.
Adheres to a resourceful, enterprising and organized agenda. Ensures deadlines are met.
Polished verbal and written communication skills.
Seasoned relationship-building skills.

Employment History

Senior Underwriter - Stop Loss Underwriting, 2011 to Current
HM Insurance Group

Evaluate new business and renewal demographics, experience history, enrollment and industry to determine risk and pricing, while adhering to corporate underwriting guidelines.
Prepare new business and renewal proposals.
Communicate with corporate sales representatives, TPA's and producers as needed.
Negotiate rates and terms to ensure profitability.
Consistently meet and exceed corporate sales, persistency and profitability objectives.
Evaluate updated RFP information and revise proposals accordingly.
Review and approve SPD amendments.
Participate in special projects.
Train and mentor new employees.

Underwriting Consultant - TPA Stop Loss Underwriting, 2001 to 2010
Mutual of Omaha

Risk selection and pricing of new and renewal stop loss business.
Quote, modify and decline RFP's in accordance with underwriting guidelines.
Develop and cultivate TPA relationships.
Leverage established relationships to negotiate profitable rates and improve renewal retention.
Train and mentor underwriting interns.

Chief Underwriter - Small Group Underwriting, 1992 to 1996
Mutual of Omaha

Senior Customer Service Analyst - Individual Policyowner Services , 1992 to 1996
Mutual of Omaha

Provide seasoned customer service support tom individual health, life and disability policyholders.

Individual Underwriter I & II, Senior Underwriter, 01/1988 to 01/1992
Mutual of Omaha

Underwrite applications for benefit increases and reinstatements of existing individual health, accident and disability contracts.

Education

Bachelor of Arts: University of Nebraska - Lincoln, NE

Professional Designations

Health Insurance Associate (HIA)

Associate Customer Service (ACS)

Fellow Life Office Management Institute (FLMI)

Resume Overview

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