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senior mortgage underwriter resume example with 20+ years of experience

Jessica Claire
  • , San Francisco, CA 94105 609 Johnson Ave., 49204, Tulsa, OK
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
  • :
Professional Summary
Detail-oriented, critical thinking Mortgage Underwriter with over 20 years' experience in the Mortgage Industry. Successfully manages high-volume workloads in rapidly changing environments. Dependable and quick-learning team player with effective communication skills. Manages complex functions that require multi-tasking abilities. Motivated to learn, grow and excel.
Skills
  • Time-Management
  • Business judgment
  • Analytical and Critical Thinking
  • Leadership
  • Organization
  • Verbal and Written Communication
  • Problem-Solving
  • Microsoft Outlook
  • Microsoft Word
  • Microsoft Excel
Work History
SENIOR MORTGAGE UNDERWRITER, 10/2016 - Current
Bok Financial Fort Worth, TX,
  • Underwrite all loan types for purchase and refinance: Fannie Mae, Freddie Mac, FHA, WHEDA, USDA and Bond Loans
  • Met twenty-four hour timeline consistently, turning around applications quickly with firm approval or denial decisions
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status
  • Worked with Branches teaching and conferencing new guidelines and restructuring loans to maintain approval status
  • Monitored pipelines to track and log status of loans
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines
  • Trained team members in underwriting procedures, loan quality standards and investor guidelines
  • Stayed current with latest changes to applicable regulatory standards and company procedures
MORTGAGE UNDERWRITER III, 09/2013 - 10/2016
Merchants Bank Rochester, NY,
  • Underwrite and approve residential mortgage loans for both purchase and refinance loans to meet Fannie Mae, Freddie Mac, FHA, WHEDA, USDA and Bond loans
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status
  • Trained new team members in underwriting procedures, loan quality grading standards and operating systems
  • Met twenty-four hour timeline consistently, turning around applications quickly with firm approval or denial decisions
  • Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
MORTGAGE UNDERWRITER, 09/2012 - 09/2013
Merchants Bank Caledonia, WI,
  • Underwrote and approved conventional residential mortgage loans for both Purchase and Refinances
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status
  • Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA
  • Worked with processing team members to communicate and obtain missing information for current applications
  • Monitored pipelines to track and log status of loans.
MORTGAGE UNDERWRITER, 01/2006 - 09/2012
Charles Schwab Corporation Asheville, NC,
  • Responsible for underwriting and approving residential mortgage loans to meet Fannie Mae guidelines for purchases and refinances
  • Underwrite conventional, doctor loans, in house loans and jumbo loans
  • Completed extensive coursework to meet Metropolitan Bankers Association underwriting guidelines
  • Trained mortgage staff to complete loan closings
  • Managed closing pipeline.
EXECUTIVE ASSISTANT, 01/2002 - 12/2005
Century Communities Lynnwood, WA,
  • Provide administrative support to multiple executives in a fast-paced environment with a high level of discretion, confidentiality and empowerment
  • Responsible for managing, updating and communicating calendars and schedules for executives with high degree of accuracy and flexibility,
  • Served as a liaison who communicated directly with numerous account executives and underwriters in some of the largest sized lending institutions
  • Managed sensitive and confidential information in a trustworthy manner and have a courteous, professional manner
  • Managed mail and both incoming and outgoing correspondence, mail, email and faxes
  • Scheduled office meetings and client appointments for staff teams
  • Monitored work calendar and scheduled appointments, meetings and travel
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity
  • Developed and maintained automated alert system for upcoming deadlines on incoming requests and events.
LOAN OFFICER, 01/2002 - 12/2005
CEA Mortgage City, STATE,
  • Submitted loan applications to underwriter for verification and recommendations
  • Originated, reviewed, processed, closed and administered customer loan proposals
  • Recommended loan approvals and denials based on customer loan application reviews
  • Maintained strict confidentiality of bank records and client information
  • Monitored pipelines to track and log status of loans
  • Explained very technical financial information to applicants in easy to understand language
  • Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Education
Bachelor of Arts: Elementary Education, Expected in 1995
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The College of St Catherine - St Paul, MN
GPA:
Status -
Certifications
DE certification (CHUMS) for FHA loans Underwriter Certification: Metropolitan Bankers Association Loan Originator: Wisconsin Department of Financial Institutions .,

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Resume Overview

School Attended

  • The College of St Catherine

Job Titles Held:

  • SENIOR MORTGAGE UNDERWRITER
  • MORTGAGE UNDERWRITER III
  • MORTGAGE UNDERWRITER
  • MORTGAGE UNDERWRITER
  • EXECUTIVE ASSISTANT
  • LOAN OFFICER

Degrees

  • Bachelor of Arts

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