An experienced financial professional with a successful career managing risk, performing due diligence, leading projects and handling time-sensitive, complex transactions possessing outstanding interpersonal, analytical and organizational skills. An effective manager with the skills necessary to direct, train and motivate staff to their full potential.
High level of accuracy
Strong customer relations
Practices due diligence
Strong interpersonal skills
Strong problem-solving capabilities
Energetic and proactive
Excellent work ethic
Strong interpersonal skills
DRE NMLS License
Quality Control Underwriter05/2010 to Current Parkside Lending LLC – San Francisco Review operations processes, adherence to credit policy, and compliance requirements via loan audits and interface with management to report deficiencies. Conduct audits of Pre and Post Fund Loan Files to measure compliance with all agency and investor requirements. Re-underwrite all loan documentation, including tax returns, appraisal , and compliance requirements. Review of QC vendor findings and audits to ensure validity of findings and audit scope. Documentation of audit reviews including completion of checklists for each file reviewed. Accurately and thoroughly describe audit findings in written format to operations staff. Collect and organize findings for management review. Ensure that audits are being completed within GSA, investor and internal standards.
Underwriter04/2007 to 05/2010 Self Employed – Bay Area,
Ca Reviewing financial statements, credit reports and applicable ratios(i.e. Debt ratios, loan-to- value). Utilize automated underwriting systems when applicable. Evaluating and examining transactions to ensure accuracy and completeness. Preparing formal reports for review, ensuring that documents are consistent and uphold to company and industry guidelines. Assisting with re-negotiations of loan based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision
Operations Manager/Underwriter03/2006 to 12/2006 Real Estate Financial Services – San Francisco,
Ca Pre-underwrite loans, answered program underwriting questions, work problem files with processors/loan originators, review and maintain investor pricing, lender matrixes, meet and greet all wholesale reps, assist processors as needed, assist loan originators/processor with web questions, respond to all customer e-mails
Operations Manager/Underwriter02/2004 to 03/2006 1st National Lending Services – Novato,
CA Manage, direct, monitor operations of the mortgage bank, Provide hands-on skilled leadership, Ongoing training to enhance skills, productivity and overall performance of the employees, Assisted staff when needed, Underwrite loans, Work problem files with customers, Maintain productions reports, Meet and/or exceed monthly productions goals. Provide IT support to staff.
High School Diploma: St. Rose Academy
- San Francisco