Entered the industry in 1993. At the time Equity Based Mortgages like FHA Title-1 fallowed by the emphasis 125% CLTV requiring nothing but a desktop appraisal where taking over the industry. I looked all over for a solid fit when I found Home Loan Center / Lending Tree. The crash course in Mortgage 101 combined with being thrown into a shark tank and left the to "Sink or Swim" After the initial shock of the ultra competitive high paced atmosphere. Along with having to get my manager to sign off on any loan that wasn't charging 10pts on the front and a double digit rate.. I knew... Without a doubt this is where I belonged. Being a person who enjoys learning, I was beyond excited by all the different pieces to the puzzle required to fund a loan. I'm a "hands on" type of person, well I prefer th phrase it "I'm a part of the resolution rather than the problem". Therefore, I wanted to learn every aspect required for a loan to fund. Even though I was a very successful Originator and was amazed at the money I was making. Deep down I knew I'd be a better fit Processing.
Now to my point...It's crazy thinking back to those days. Because I've been going through the most important transition in my life. As crazy as it sounds it directly relates to the train of thought from way back when I entered the industry. For the 1st time in my life Marriage and God-Willing a Family are on the horizon. As I embark on this new phase of my life my goals aren't all about income or Job Title. "Stability" is my goal in a nutshell. A lot goes into this but something as simple as the piece of mind of knowing as long as I exceed the standards required of me there's a good chance the doors will be open for business the next day. I'm welcome the feeling more about myself but having the responsible of the wellbeing the "bride to be" and the possibility of a child. With a very strong competitive drive being magnified to heights I've never felt. I can say with a bit of confidence, If given the opportunity, I feel I would prove to be a valuable asset to your.
I think it's very important to stress the fact that I'm well aware anyone can write down they're the best at everything, However, Regardless of how amazingly talented someone may be unless they have the ability to accept a small dose of "Humble Soup". I'm a strong believe the most valuable addition to any staff are employee's who understand they need to take the time to learn how to use these amazing qualities they listed in "You Company's Way". Over the years it's blown me away how people come in during there first week saying "That's not how you do it... This is how it's done". I may come across as an overly-confident individual. In fact I've been told this over time. My response to this is i'm the farthest thing from it... And I can prove it. Well besides an interview.. I have faith in your company and it's future. You are driven by an amazing Management staff. I plan on this being my last job and I've mentioned mu goals so there's a reason I'm very interested in this opening. In return all I'm hoping for is the oppurtu8nity to prove myself. I've never weighed my options for employment without having income in mind. I know this sounds crazy but I honestly don't care. I have a feeling that end of the job will take care of itself in due time.
Basically summarized in my opening comments. This was a time that honestly is a part of my daily activity. The most important trait I left here that proved to me essential to my success was the mindset that "Show up everyday like you have an empty pipeline. And nobody will ever know it all. Especially in this highly regulated market. Always be will to let go of habits in order to seek "Best Practices" within the current market state and based on the environment you are working within.
Psychology Educational Psychology
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