Livecareer-Resume
Jessica
Claire
resumesample@example.com
(555) 432-1000,
Montgomery Street, San Francisco, CA 94105
:
Summary

Mortgage professional who thrives in a dynamic work environment, able to handle multiple tasks and high volume with ease and efficiency. Detailed oriented, with in-depth knowledge of Fannie, Freddie and investor specific guidelines.

Highlights
  • 15 years mortgage experience
  • Front-line Underwriter
  • Quality Assurance
  • Manual Underwriting
  • MI Underwriting experience
  • DU and LP AUS
  • Complex mortgage loans (including self-employed and multiple investment properties)
  • Collateral Review
  • Fraud analysis
Education
Western Governors University Houston, TX Expected in BBA : Human Resource Management - GPA :

December 2013

Letourneau University Houston , TX Expected in : Interdisciplinary Studies - GPA :

Experience
First Horizon National Corp. - Mortgage Underwriter
Houston, TX, 2012 - Current
  • Review and evaluate loan documentation, to determine willingness to repay
  • Render approval or decline decisions
  • Performed in-depth collateral reviews
  • Conforming and non-conforming loans
  • Underwriting authority up to $417,001
First Continental Mortgage - Corporate Mortgage Underwriter (Contract UG-Hired direct with Aegis)
Rapid City, SD, 06/2005 - 08/2007
  • Underwriting closed loans for bulk sales and repurchases
  • Performed compliance review, BPO and EPD audits to determine loans were in accordance with investor, lender and compliance guidelines
  • Reviewed loans to identify fraud, wrote rescission recommendations based on adverse affect of findings of misrepresentation
  • Increased loans sold to investors by analyzing contested loans, submitting rebuttals and effectively communicating findings
  • Underwriting overflow complex files and escalations from branch and offered alternative options or decisions working loan scenario and exceptions desk
  • Underwriting authority up to $650,000, reported directly to Regional Underwriting Manager
Southwest Stage Funding Llc, Cascade Financial Services - Mortgage Loan Processor
Orlando, FL, 2004 - 09/2004
  • Requisitioned mortgage documentation from borrower and third parties
  • Reviewed and evaluated loan documentation
  • Submitted and cleared conditions as required by underwriting
  • Prepared closing documentation
First Horizon National Corp. - Contract Mortgage Underwriter
City, STATE, 09/2002 - 09/2003
  • Manually underwriting non-conforming complex loans and escalations
  • Reviewed and evaluated loan documentation, to determine willingness to repay on non-conforming loans
  • Render approval or decline decisions
  • Performed in-depth collateral reviews
  • Non-conforming purchases and refinances
  • Underwriting authority up to $650,000
Wachovia Mortgage (FKA First Union) - Sr. Loan Processor
City, STATE, 09/2001 - 07/2002
  • Requisitioned mortgage documentation from borrower and third parties
  • Reviewed and evaluated loan documentation, submitted and cleared conditions as required by underwriting
  • Effectively communicated loan status with 3rd parties
  • Developed and maintained reports
Cendant Mortgage - Mortgage Underwriter
City, State, 08/1996 - 04/2001
  • Underwriting authority on all conforming loans
  • Processed conventional conforming and non-conforming loans
  • Requisitioned mortgage documentation from borrower and third parties
  • Review and evaluate loan documentation
  • Render approval or decline decisions
  • High volume processor

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Resume Overview

School Attended

  • Western Governors University
  • Letourneau University

Job Titles Held:

  • Mortgage Underwriter
  • Corporate Mortgage Underwriter (Contract UG-Hired direct with Aegis)
  • Mortgage Loan Processor
  • Contract Mortgage Underwriter
  • Sr. Loan Processor
  • Mortgage Underwriter

Degrees

  • BBA

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