Mortgage professional who thrives in a dynamic work environment, able to handle multiple tasks and high volume with ease and efficiency. Detailed oriented, with in-depth knowledge of Fannie, Freddie and investor specific guidelines.
Highlights
15 years mortgage experience
Front-line Underwriter
Quality Assurance
Manual Underwriting
MI Underwriting experience
DU and LP AUS
Complex mortgage loans (including self-employed and multiple investment properties)
Collateral Review
Fraud analysis
Education
Western Governors UniversityHouston, TXExpected in ā āBBA:Human Resource Management - GPA:
December 2013
Letourneau UniversityHouston , TXExpected in ā ā:Interdisciplinary Studies - GPA:
Experience
First Horizon National Corp. - Mortgage Underwriter Houston, TX, 2012 - Current
Review and evaluate loan documentation, to determine willingness to repay
Render approval or decline decisions
Performed in-depth collateral reviews
Conforming and non-conforming loans
Underwriting authority up to $417,001
First Continental Mortgage - Corporate Mortgage Underwriter (Contract UG-Hired direct with Aegis) Rapid City, SD, 06/2005 - 08/2007
Underwriting closed loans for bulk sales and repurchases
Performed compliance review, BPO and EPD audits to determine loans were in accordance with investor, lender and compliance guidelines
Reviewed loans to identify fraud, wrote rescission recommendations based on adverse affect of findings of misrepresentation
Increased loans sold to investors by analyzing contested loans, submitting rebuttals and effectively communicating findings
Underwriting overflow complex files and escalations from branch and offered alternative options or decisions working loan scenario and exceptions desk
Underwriting authority up to $650,000, reported directly to Regional Underwriting Manager
Resumes, and other information uploaded or provided by the user, are considered User Content governed by our Terms & Conditions. As such, it is not owned by us, and it is the user who retains ownership over such content.
How this resume score could be improved?
Many factors go into creating a strong resume. Here are a few tweaks that could improve the score of this resume:
resume Strength
Length
Personalization
Target Job
Word Choice
Resume Overview
School Attended
Western Governors University
Letourneau University
Job Titles Held:
Mortgage Underwriter
Corporate Mortgage Underwriter (Contract UG-Hired direct with Aegis)
