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Driven to succeed!
Highly motivated individual with over 1 year mortgage lending, and years of sales, marketing, and distribution solutions. Outstanding attendance and detailed communication. Proven results in account longevity. Knowledge in Encompass, Oracle, Excel, Outlook and more.
- Reviewed and verified borrowers' income, credit reports, property appraisals and supplemental information to prepare documents for underwriting.
- Put together and executed loan documents.
- Researched insurance information and flood certificates.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
- Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
- Created and completed loan submission packages.
- Managed conditions sent from underwriting departments.
- Maintained complete confidentiality of submitted information according to release guidelines.
- Organized loan files, updated databases, prepared general correspondence and communicated with stakeholders.
- Filed completed packages quickly and efficiently.
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Completed closing process by collaborating with attorneys, title companies and government clerks.
- Checked approvals against established bank and government lending standards.
- Obtained repeat business by building strong customer relations and delivering world-class customer service.
- Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
- Determined completeness of recovery documentation, legal fees, valuations and lien searches for loan packages.
- Evaluated small business and commercial loans for approval.
- Followed up with appropriate stakeholders for guaranty approval, charge off and maturity extension.
8 years of dedicated service.
Outstanding attendance
Built and maintained terrific relationships with long term accounts.
Seasoned ordering, stocking, marketing and inventory skills.
Excellent communications and punctual appearance.
Grew accounts from $12,000 to $25,000 per week in sales
- Oversaw recruitment, hiring and training of all course maintenance team members.
- Purchased and tracked supplies like hazardous chemicals and grass seed.
- Performed planting, watering, mulching, edging and other landscaping duties at 100-acre golf course.
- Managed special projects such as winterizing course, removing trees and stumps and updating landscaping shrubbery.
- Maintained safety and security of hazardous chemicals.
- Diagnosed issues with equipment and directed repairs.
- Inspected completed work to maintain high-standards of finished projects.
- Supervised day laborers in completing large landscaping projects.
- Established and enforced procedures and work standards, promoting team performance and safety.
- Delegated and assisted with tasks related to landscaping, lawn cultivation and tree pruning.
- Delegated daily landscaping tasks for installations, repairs and regular maintenance.
- Communicated with current and prospective customers regarding services and pricing.
- Recruited and hired workers, in addition to supervising and monitoring daily performance.
- Monitored project progress to enforce adherence to deadlines and quality standards.
- Defined and monitored personnel and project schedules to ensure on-time project completion.
- Oversaw supply and tool inventory and replenished supplies, liaising with vendors to obtain cost-effective pricing.
- Reviewed contracts and project requirements to determine service, equipment and personnel needs.
- Kept detailed progress records to hit strict deadlines and adjust plans.
- Guided lawn service team members in proper application of lawn fertilizers and insecticides.
- Designed layouts for projects according to client budgets, desires and available space.
- Sourced materials from various places to cut costs and expedite completion.
- Sourced landscape and plant materials from local vendors to minimize delays or downtime.
Daytona State College - Daytona Beach, FL
Communication Attendance Speed Problem Solving | Detail Efficiency Creativity |
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resume Strength
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Resume Overview
School Attended
- Daytona State College
Job Titles Held:
- Junior Loan Processor
- Field Sales Representative
- Golf Course Superintendent
Degrees
- Associate of Science
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