External Fraud Investigator resume example

• Provisioned crypto accounts according to the guidelines set in place by company and setting them up for automatic maintenance.
• Adjusted risk framework to appropriately reflect customers status while following dynamic risk framework calculated by computer system as customer progressed through onboarding.
• Verified all aspects of the Client Identification Program (CIP) and necessary documents are in compliance with KYC (Know Your Customer), USA Patriot Act, and Bank Secrecy Act (BSA) standards.
• Indicated accurate Risk rating highlighting high-risk individuals, jurisdictions, businesses, and Politically Exposed Persons (PEP).
• Conducted CDD in onboarding individual and commercial clients and EDD on high-risk entities using public and private databases in accordance with AML, BSA and USA Patriot Act standards.
• Leveraged knowledge of Documentation required to validate and onboard individual and commercial entities according to government and company policies and regulations.
• Assessed Ultimate Beneficial Owners (UBO) and Beneficial Owners (BO) to mitigate risk to my company.

Quality Control/Quality Assurance

• Built QC processes that efficiently and systematically analyzed and grew analysts.
• Audited work done by onboarding analysts to ensure they followed company procedures and adhered to financial regulations and guidelines.
• Gave feedback and coaching to analysts on ways to better improve their onboarding workflow.
• Input metrics gleaned from analysts' completed work to gain insight into their production efficiency.
• Helped model QC processes that efficiently and systematically analyze and grows analysts.
• Collaborated with TLs and managers to look at data and further streamline onboarding processes.
• Audited provisioned accounts to ensure they followed guidelines, were set up for periodic reviews, and had requisite institutional flags.
• Ensured CDD, EDD, and regulatory due diligence were carried out comprehensively, by analysts, leaving no room for errors.
• Collaborated with management on how to ensure analysts met the goals and expectations set by the company.

• Identified excessive risk, fraud, and reviews of misrepresentation in a transaction
• Investigated the accounting documents of each department and the organization to ensure compliance of each transaction with the set accuracy, legal, and ethical standards
• Analyzed functional requirements, procedures, and problems to automate processing or improve systems
• Collected and examined Financial Statements and Documents to assist in identifying unusual transaction patterns
• Wrote suspicious activity reports, addressing Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.
• Reviewed and detect transactional alerts from wire transfers, checks, security transactions, trade finance letters of credit, loan,s and cash letters
• Provided feedback on alert rule effectiveness and partner with management and analysts to design new rules.