External Fraud Investigator resume example with 4+ years of experience
JessicaClaire
, , 100 Montgomery St. 10th Floor(555) 432-1000, resumesample@example.com
Professional Summary
Meticulous Fraud Investigator with over 5 years of experience in Financial Crime processes. Passionate about eradicating fraud and financial crimes by implementing AML/BSA (Anti Money Laundering/Bank Secrecy Act), OFAC and Fin Cen processes and guidelines. I am a hard worker with great interpersonal skills who brings the best to any team.
Skills
External Fraud Investigations
Anti Money Laundering Investigations
Know Your Customer (KYC)
SAR Writing
Risk Policy and Mitigation
Public Database Screening
Elder Financial Abuse
Transaction Monitoring
Quality Control/Assurance
Documentation Review
Provisioning accounts
Research and Documentation
Financial Investigation
Leadership
Cultural Awareness
Teamwork and Collaboration
Mail Fraud
Law Enforcement
Excellent Analytical
Work History
10/2021 to 01/2023External Fraud Investigator Alliance Bank Limited | City, STATE,
Reviewed computer-generated alerts and human referrals for evidence of fraud and suspicious activity.
Filed SAR’s and No SAR narratives highly supporting my decisions with documentation and rationale.
Filed Elder Financial Abuse and Brokerage Exploitation reports.
Reviewed transactions, transaction data, geographic activity, and login and password activity for unusual and suspicious patterns.
Analyzed different types of Fraud including CLAIMS, ACH, Wire, Authorized and Unauthorized transactions, and checks.
Analyzed and documented surveillance to support cases and aid law enforcement.
Reached out to customer, performing investigation over the phone to deduce role in suspicious activity.
12/2020 to 11/2021KYC/AML Compliance AnalystAdam Bank & Trust Limited | City, STATE,
Provisioned crypto accounts according to the guidelines set in place by company and setting them up for automatic maintenance.
Adjusted risk framework to appropriately reflect customers status while following dynamic risk framework calculated by computer system as customer progressed through onboarding.
Verified all aspects of the Client Identification Program (CIP) and necessary documents are in compliance with KYC (Know Your Customer), USA Patriot Act, and Bank Secrecy Act (BSA) standards.
Indicated accurate Risk rating highlighting high-risk individuals, jurisdictions, businesses, and Politically Exposed Persons (PEP).
Conducted CDD in onboarding individual and commercial clients and EDD on high-risk entities using public and private databases in accordance with AML, BSA and USA Patriot Act standards.
Leveraged knowledge of Documentation required to validate and onboard individual and commercial entities according to government and company policies and regulations.
Assessed Ultimate Beneficial Owners (UBO) and Beneficial Owners (BO) to mitigate risk to my company.
Quality Control/Quality Assurance
Built QC processes that efficiently and systematically analyzed and grew analysts.
Audited work done by onboarding analysts to ensure they followed company procedures and adhered to financial regulations and guidelines.
Gave feedback and coaching to analysts on ways to better improve their onboarding workflow.
Input metrics gleaned from analysts' completed work to gain insight into their production efficiency.
Helped model QC processes that efficiently and systematically analyze and grows analysts.
Collaborated with TLs and managers to look at data and further streamline onboarding processes.
Audited provisioned accounts to ensure they followed guidelines, were set up for periodic reviews, and had requisite institutional flags.
Ensured CDD, EDD, and regulatory due diligence were carried out comprehensively, by analysts, leaving no room for errors.
Collaborated with management on how to ensure analysts met the goals and expectations set by the company.
08/2018 to 12/2020AML Fraud Investigator Amegy Bank | City, STATE,
Identified excessive risk, fraud, and reviews of misrepresentation in a transaction
Investigated the accounting documents of each department and the organization to ensure compliance of each transaction with the set accuracy, legal, and ethical standards
Analyzed functional requirements, procedures, and problems to automate processing or improve systems
Collected and examined Financial Statements and Documents to assist in identifying unusual transaction patterns
Wrote suspicious activity reports, addressing Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.
Reviewed and detect transactional alerts from wire transfers, checks, security transactions, trade finance letters of credit, loan,s and cash letters
Provided feedback on alert rule effectiveness and partner with management and analysts to design new rules.
Education
Expected in 08/2007Bachelor of Science | Banking And FinanceLagos State University, Lagos, Nigeria, GPA:
Certifications
ACAMS in View
Skills
External Fraud Investigations
Anti Money Laundering Investigations
Know Your Customer (KYC)
SAR Writing
Risk Policy and Mitigation
Public Database Screening
Elder Financial Abuse
Transaction Monitoring
Quality Control/Assurance
Documentation Review
Provisioning accounts
Research and Documentation
Financial Investigation
Leadership
Cultural Awareness
Teamwork and Collaboration
Mail Fraud
Law Enforcement
Excellent Analytical
Work History
10/2021 to 01/2023External Fraud Investigator Alliance Bank Limited | Dallas, Texas
Reviewed computer-generated alerts and human referrals for evidence of fraud and suspicious activity.
Filed SAR’s and No SAR narratives highly supporting my decisions with documentation and rationale.
Filed Elder Financial Abuse and Brokerage Exploitation reports.
Reviewed transactions, transaction data, geographic activity, and login and password activity for unusual and suspicious patterns.
Analyzed different types of Fraud including CLAIMS, ACH, Wire, Authorized and Unauthorized transactions, and checks.
Analyzed and documented surveillance to support cases and aid law enforcement.
Reached out to customer, performing investigation over the phone to deduce role in suspicious activity.
12/2020 to 11/2021KYC/AML Compliance AnalystAdam Bank & Trust Limited | Dallas, TX
Provisioned crypto accounts according to the guidelines set in place by company and setting them up for automatic maintenance.
Adjusted risk framework to appropriately reflect customers status while following dynamic risk framework calculated by computer system as customer progressed through onboarding.
Verified all aspects of the Client Identification Program (CIP) and necessary documents are in compliance with KYC (Know Your Customer), USA Patriot Act, and Bank Secrecy Act (BSA) standards.
Indicated accurate Risk rating highlighting high-risk individuals, jurisdictions, businesses, and Politically Exposed Persons (PEP).
Conducted CDD in onboarding individual and commercial clients and EDD on high-risk entities using public and private databases in accordance with AML, BSA and USA Patriot Act standards.
Leveraged knowledge of Documentation required to validate and onboard individual and commercial entities according to government and company policies and regulations.
Assessed Ultimate Beneficial Owners (UBO) and Beneficial Owners (BO) to mitigate risk to my company.
Quality Control/Quality Assurance
Built QC processes that efficiently and systematically analyzed and grew analysts.
Audited work done by onboarding analysts to ensure they followed company procedures and adhered to financial regulations and guidelines.
Gave feedback and coaching to analysts on ways to better improve their onboarding workflow.
Input metrics gleaned from analysts' completed work to gain insight into their production efficiency.
Helped model QC processes that efficiently and systematically analyze and grows analysts.
Collaborated with TLs and managers to look at data and further streamline onboarding processes.
Audited provisioned accounts to ensure they followed guidelines, were set up for periodic reviews, and had requisite institutional flags.
Ensured CDD, EDD, and regulatory due diligence were carried out comprehensively, by analysts, leaving no room for errors.
Collaborated with management on how to ensure analysts met the goals and expectations set by the company.
08/2018 to 12/2020AML Fraud Investigator Amegy Bank | Richards, TX
Identified excessive risk, fraud, and reviews of misrepresentation in a transaction
Investigated the accounting documents of each department and the organization to ensure compliance of each transaction with the set accuracy, legal, and ethical standards
Analyzed functional requirements, procedures, and problems to automate processing or improve systems
Collected and examined Financial Statements and Documents to assist in identifying unusual transaction patterns
Wrote suspicious activity reports, addressing Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.
Reviewed and detect transactional alerts from wire transfers, checks, security transactions, trade finance letters of credit, loan,s and cash letters
Provided feedback on alert rule effectiveness and partner with management and analysts to design new rules.
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