Looking for long term employment in a position which maximizes my reception, office, & organizational skills, as well as my people skills, communication skills & exploits my ability to interact well with others.
Initiative and problem-solving abilities
01/2017 to Current
Credit Repair SpecialistStallion Auto Sales － Arlington, Texas
Handle outbound/inbound calls from multiple sources.Provide an outrageous experience for all clients by helping reshape/redefine their credit report. Connect with clients to provide solutions accomplishing their dreams through improved credit worthiness.Maintain compliance with various regulations associated with credit repair services.Meet and exceed self-set sales goals
10/2001 to Current
Account Manager/Doc Prep/FunderAames Home Loans － Irving, Texas
Managed loan processing pipeline consisting of five Loan Officers in the Texas, Louisana and Oklahoma Region. Perform a full range of mortgage loan processing steps to accept an originated loan application and accurately complete all steps to ensure the loan package is fully prepared for closing.Communicate directly with the Broker and Title Company's to obtain the information and/or documentation necessary to make a loan decision.Utilize checklists to organize request and prepare all essential documentation for the mortgage loan file from processing to closing; order and review credit reports, review content for inclusion and accuracy, including: signed and dated application, general authorization, rate lock and servicing disclosure, wage and tax information, financial statements, legal documents such as divorce decrees and child support, construction documents; flood certificate, HMDA and other necessary or pertinent documentation; verify that required information has been mailed, including the “Truth in Lending” and disclosure and other necessary documents; review all documents for compliance and make necessary corrections, track documentation until applications are complete.Order flood certifications, appraisals (check to make certain of the correct type and location) and track for timeliness. Notify Loan Officer and Broker if the property flood zoning is questionable. Review and sign off on appraisals when received, enter pertinent information and process the appraisal bill.Underwrite mortgage loans and follow the appropriate guidelines. This includes analyzing income, debt, credit history and other factors in order to accurately approve or recommend denial of mortgage applications within the allowed lending authority limits; work with senior underwriters and Loan Officer's as needed to assist with gathering and processing documentation.Was able to prepare loan closing documentation without having to go to another department; utilize checklists to ensure all essential documentation will be available at the closing.Verify loan input information for accuracy and completeness; complete electronic applications, transmittal summaries, verification for employment, gather deposit and loan information, and other supporting documents to include in the electronic application; prepare documentation for private mortgage insurance.Prepare and send documentation to Broker and other appropriate sources to follow-up or discuss requests for information, problems or other matters related to loan document processing.Maintain regular communication with Loan Officer, Broker and Title Company regarding loan approvals; review conditions and follow as needed with the Broker and Loan Officer.Keep track and follow-up on documentation necessary to meet the Underwriting pre-closing conditions. Collect documents, assist with rate locks and any other paperwork needed for closing.Had full authorization to open a loan, process, underwrite, prepare closing documents and fund the loan from start to finish and also provide back-up coverage for processing and closing and assist department as needed.Process all mortgage loans in a timely and efficient and accurate manner, including accurate entry of loan application information in the mortgage loan software programs.Stay informed about mortgage underwriting and processing standards, compliance and regulatory requirements.Perform other related duties as assigned.
High School DiplomaHaltom High School － Haltom City, Texas
Bass Fishing. Cooking Outdoors on the Grill, Traveling. Play on a Co-ed Softball Team . Build furniture out of Pallets.
ask, Citrix, Closing, Excellent communication, interpersonal skills, Credit, creditor, client, clients, documentation, English, legal, loan processing, organizational, problem solving skills, processes, quality control, receiving, reporting, sales, Time management, underwriting, written
INTERESTS: Bass Fishing. Cooking Outdoors on the Grill, Traveling. Play on a Co-ed Softball Team . Build furniture out of Pallets.