Avp Cra Officer resume example

Developed and executed effective testing programs that evaluated methods, processes, procedures and risks associated with regulatory requirements impacting deposit products, deposit systems and business and consumer product marketing. Successfully identified significant compliance and control issues, analyzed compliance review findings, performed root cause analysis and made recommendations when needed. Discussed corrective action plans with the lines of business and validated implementations.

Audited and monitored CRA compliance and quality assurance staff regarding adherence to policies and procedures for CRA small business and small farm federal reporting. Documented and communicated audit findings and developed training modules to decrease and maintain low error rates as needed. Prepared and analyzed CRA data to determine trends and patterns specific to the staff or lines of business as it pertained to discrepancies. Collaborated with the lines of business concerning the importance of collecting reportable CRA data to ensure the bank's compliance with CRA regulations.

Efficiently examined loan applications and financial records to approve home equity loans and lines of credit working with an assigned block of mortgage brokers. Purchased first mortgage loans and refinances for the bank from wholesale dealers and correspondents. Retained, perfected and grew book of business to maximize loan revenue.