aml investigations analyst resume example with 10 years of experience

Jessica Claire
, , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
Home: (555) 432-1000 - Cell: - - - -
  • Over 9 years of experience in the financial sector with expertise in analyzing and implementing third-party recommendations, compliance procedures testing, customer relationships management, loan reviews, and product development.
  • 3 years in regulatory compliance focusing on Anti Money Laundering, Countering the Finance of Terrorism (CFT) Procedures in Traditional banks and Fintech.
  • 2 years conducting Fraud Detection, EDD, Sanctions Screening, SDN and PEP screening, SAR drafting, Transaction monitoring, client onboarding, and Quality Control Review

A proven record of achievement in AML process improvement implementation and workplace problem-solving while implementing compliance-related projects

  • Transaction Reviews: Nice Actimize, SalesForce, Lexis Nexis, World-Check
  • Regulatory Compliance: BSA, FINCEN, US Patriot Act, AML Regulatory Protocol
  • Relevant skills in Pivot table, and Excel.
  • Ensuring compliance with current AML, EDD, Trust Agreement, and OFAC.


  • Exceeded assigned target number of review cases in several projects by a minimum of 80%, deployed CDD Risk Based Approach as required: implemented data analytics skills and excellent rating SAR drafting with the QC team.
02/2022 to 09/2022
AML Investigations Analyst Bank Ozk Cabot, AR,
  • Reviewed and investigated customer cases and reports for potential suspicious activity and performed enhanced due diligence EDD on high-risk customers, Customer Due Diligence (CDD) using tools such as salesforce to escalate matters to the Compliance team.
  • Reviewed system-generated cases to assess the presence of illicit activity that may require reporting based on BSA/AML requirements using automated tools, i.e., Mantas, ASSIST, and Nice Actimize.
  • Researched as required, analyzed findings, and wrote depositions using the data visualization chart tools.
  • Reviewed PEP, EDD, CDD, and Sanctioned alerts for potential matches and research as required.
  • Drafted Suspicious Activity Reports (SAR); Also ensured the Continuous Quality Improvement (CQI) process on all SARs drafted and dispositions reviewed.
  • Completed follow-up reviews on activity that was previously reported as suspicious.
  • Identified trends, prepare and report to management on findings of trend analysis.
  • Completed all assigned AML tasks following the required regulations and timelines
  • Performed extensive background investigations using public and private databases following AML and other regulatory standards to help prevent operational and reputational risks.
  • Analyzed cases of potentially suspicious activity triggered by Unit 21 – a Blockchain transaction monitoring tool
  • Contributed to reporting on critical risk and performance indicators by creating reports on the status and number of alerts, investigations, draft dispositions, or draft Suspicious Activity Reports (SARs)
11/2018 to 01/2022
KYC Analyst Deutsche Bank Jacksonville, FL,
  • Performed name and account research based on lists and reports provided through established resources to determine if evidence of money laundering activities exists.
  • Evaluated transactions and customer relationships for Money laundering activities, identify red flag issues and escalate within the AML framework for further investigation.
  • Prepared required reports including Suspicious Activity Reports (SARs), following regulations and time limitations
  • Collected and examine financial statements and documents to assist in identifying unusual transaction patterns
  • Recommended relationship retention or termination based on SARs prepared
  • Provided additional support to the AML compliance organization on more complex issues, including research techniques and capabilities, and other solutions.
  • Ensured that decision not to file ("SAR") was properly documented.
  • Conducted investigations on questionable account activities.
  • Prepared and file Suspicious Activity Reports ("SAR") for accounts that have been identified to have carried out possible structuring.
  • Prepared and file a No Further Action Report (NFA) for accounts that have been identified to have not carried out any form of suspicious activity.
  • Conducted suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence, or other AML processes.
  • Maintained a current understanding and knowledge of AML, KYC, Due Diligence, and financing issues, policies, and procedures.
  • Wrote suspicious activity reports addressing the Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes according to regulation and time limitations
  • Performed AML investigations and compliance reviews (on-boarding and maintenance) in conjunction with countries/regions, particularly about high-risk customers
  • Reviewed financial statements of the organization and investigated errors, discrepancies, and forged/exaggerated information within the documents
  • Handled and manage a caseload of investigations, performed analysis, and follow-up.
  • Worked on cases to complete according to internal AML procedures and processes.
  • Responsible for appropriate collection and examination of financial statements and documents.
  • Accountable for documenting and reporting the investigation findings in the case management system.
  • Evaluated transactions and customer relationships for money laundering activities and identify red flag issues and escalated within the AML Group.
  • Prepared regulatory reports, Requests for Information (RFI), and Patriot Act 314(b) requests.
  • Reviewed and analyze compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity.
  • Utilized the U.S. Patriot Act, Bank Secrecy Act, AML, and OFAC laws as a guideline for carrying out investigations on individual and company accounts.
07/2012 to 10/2018
SME Loan Officer AB Microfinance Bank City, STATE,
  • Analyzed applicants' financial status, credit, and property evaluation to determine the feasibility of granting loans.
  • Educated customers on a variety of loan products and available credit options to promote valuable decision-making.
  • Adhered to federal and state compliance guidelines relative to retail mortgage lending.
  • Performed daily the maintenance of loan applicant database.
  • Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information to update credit and loan files.
  • Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
  • Spent ample time with each applicant to break down complex information into terms that are easy to understand.
  • Identified valuable solutions for customers with credit problems.
  • Met with applicants to obtain information for loan applications and answer questions about processes
  • Analyzed applicant’s financial and credit status, evaluating assets and risk to determine loan feasibility.
Education and Training
Expected in 03/2010 to to
Bachelor of Science: Animal Nutrition
University Of Agriculture - Abeokuta,

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Resume Overview

School Attended

  • University Of Agriculture

Job Titles Held:

  • AML Investigations Analyst
  • KYC Analyst
  • SME Loan Officer


  • Bachelor of Science

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