RESTRUCTURING MANAGER, 03/2012
to Current Banca Comerciala – Romana,
Elaborating customized strategies per each client from the allotted portfolio.
Managing the overdue receivables' collection process.
Monitoring the implementation of the approved proposals.
Coordinating the necessary activity in order to update the specific databases (valuation reports, insurance policies, collateral details etc.) Updating the specific databases as needed.
Monitoring the financial and the juridical status of the assigned clients in order to assure a pro-active management.
Monitoring the financial covenants as stipulated in the approved decisions.
Preparing reviews for all assigned customers as required by the internal procedures.
CORPORATE CREDIT ANALYST, 04/2006
to 02/2012 VOLKSBANK ROMANIA – Washington
Determining the hard facts rating for prospect customers at the request of the Corporate and SME Division.
Generating the hard facts rating based on financial statements and ensuring the confirmation of the final rating for the existing clients or the ones proposed for a credit decision in accordance with the rating manuals and internal procedures.
Evaluating the feasibility of the credit proposals for the clients of the regional corporate center, analyzing the documentation transmitted by the Corporate and SME Division.
Member in the local credit committee.
Preparing the recommendations for the transactions and submitting them to the relevant competence levels.
Advising the Corporate and SME Division regarding the credit activity and preparing the credit applications.
Reviewing regularly the financial standing of the assigned clients.
Preparing semiannually and annually the provision rating.
Monitoring and administrating the assigned portfolio of customers.
Cooperate with the relationship manager.
LOAN OFFICER, 05/2001
to 03/2006 Procredit Bank – Washington
named after the rebranding in November 2004 of the former Banca de Microfinantare MIRO, established in 2002 after taking over the MCR-Microenterprise Credit Romania company), part of an international network.
Promoting the company's products and services using all cross-selling opportunities.
Establishing a portfolio in a new market, continually attracting new clients and maintaining the existing ones by offering them permanent customer care service, while keeping a highly qualitative portfolio.
Offering financial solutions to the company's clients.
Analyzing loan applications, preparing the loan files and presenting them to the credit committee.
Checking the loan contracts before signing.
Administrating the loan disbursement and repayment process.
Monitoring and recovering the doubtful loans.
Support the training of loan officers for new branches.
Participating in the local selection process.
Giving support and feedback for procedures' update or improving the products,.
Correspondence courses in Accounting and International October 2009 Financial Reporting Standards organized by Eurocor.2008 "Investment Consultant Course: August 2008 Citizens Democracy Corps, Inc. Romanian-American - Bucharest
A.S.E: Human Resources Management Management-Marketing,
1997 Citizens Democracy Corps, Inc.
PERSONAL INFO: Marital Status : Single Nationality : Romanian Age : 36
Correspondence courses in Accounting and International October 2009 Financial Reporting Standards organized by Eurocor.2008 "Investment Consultant Course : August 2008 A.S.E : Human Resources Management Management-Marketing , 1997
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