Labor Hand Resume Example
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L
LABOR HAND
Summary
First, I would like to thank you before hand. For taking the time to look at my talents. I have learned a great amount in my short 15 years as a member of the working class. From assisting veterinarians, surgeons and bankers. To feeding the homeless and caring for exotic animals. I have been entrusted with lives as well as high volumes of money. I love to LEARN something new everyday. I'm diligent in multitasking and for a lack of better terms” “Taking the bull by the horns”. If you would like anything more specific. I would be more than happy to explain further.
Skills
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Experience
Labor Hand
Oceana , WVFirst Community Bank/Sep 2020 to Current
Oceana , WVFirst Community Bank/Sep 2020 to Current
- Utilized equipment like Ferris mower, weed eater, blower, sprayer, truck and trailer in the correct manner.
- Kept machinery clean, lubricated and well-maintained for optimum use.
Labor Hand
City , STATEFort Smith Stockyards/Dec 2019 to May 2020
City , STATEFort Smith Stockyards/Dec 2019 to May 2020
- Organized and cleaned work areas for safety and professional appearance.
- Adhered to all standard operating procedures and complied with safety and quality processes.
- Followed company, safety and performance requirements at all times.
- Utilized equipment like bob cat, tractor, dump truck and welder in the correct manner.
Loan Assistant
City , STATEBank Of Commerce/Jul 2018 to Nov 2019
City , STATEBank Of Commerce/Jul 2018 to Nov 2019
- Gathered information for review, including financial histories, environmental reports and property appraisals.
- Followed bank policies as well as FLP, HMDA, and TRID requirements.
- Handled the processing of personal, commercial and escrowed loan applications.
- Checked application documents for completion, integrity and compliance with bank standards.
- Managed loans from application to submission to closing by coordinating file movements between the underwriter, mortgage lender and closing parties.
- Acted as liaison between borrowers and other third parties such as realtors, title companies and loan company management.
- Created, updated and maintained social media and website pages, maintained marketing databases and introduced computerized process to keep in regular contact with borrowers.
- Analyzed loan files, including review of borrower's income, assets and credit, verified compliance to specific underwriting criteria and input new loans into designated software.
- Prepared complete packages to be sent to underwriting with thorough understanding of each investor's stacking order and ability to ship.
- Contacted previous clients to verify satisfaction with process and service and to offer additional support and wrote personal thank you notes to clients and listing agents.
- Generated estimates clients requested, sent pre-approval letters to agents and confirmed receipt of verification of employment documentation.
- Set and confirmed appointments with clients, realtors and business partners and initiated marketing contact with new leads and realtors.
- Performed administrative tasks such as creating status reports on loans in progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.
- Monitored purchase loans for due diligence, financed contingency and closing date expiration and tracked pipeline for refinances.
- Maintained up-to-date knowledge and compliance with internal policies and procedures and verified adherence to state and federal laws, rules and regulations affecting loan institutions.
- Ordered, prepared and verified documents necessary for loan to close in compliance, on time and without last-minute surprises.
- Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.
- Examined and verified information in loan application and closing documents.
- Checked applicant credit, personal references and employment histories.
- Conveyed acceptance or rejection to customers by mail, telephone or in person.
- Reviewed historical customer accounts to assess payment compliance and adherence to loan terms.
- Submitted completed loan applications, including recommendations for underwriting approval or denial.
- Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts.
- Worked with third-party vendors to address and clear loan closing requirements.
- Organized, filed and maintained customer, department and regulatory loan records.
- Prepared and delivered loan documents to title and escrow teams.
- Carried out pre-funding and funding functions for more than 80-100 cases per month.
Education and Training
Certified in Accounting : AccountingIndian Capital Technology Center - Bill Willis/TahlequahDec 2017City, State
Some College (No Degree): Surgical TechnologyIndian Capital Technology Center - StilwellCity, State
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Resume Overview
School Attended
- Indian Capital Technology Center - Bill Willis/Tahlequah
- Indian Capital Technology Center - Stilwell
Job Titles Held:
- Labor Hand
- Loan Assistant
Degrees
- Certified in Accounting : Accounting
Some College (No Degree) : Surgical Technology
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