investigating reporting analyst resume example with 7+ years of experience

Jessica Claire
, , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
Home: (555) 432-1000 - Cell: - - - -
Professional Summary

Experienced and Dynamic financial professional with over 5years of comprehensive due diligence expertise and experience in regulatory compliance, AML, KYC, CDD, EDD, and OFAC. Exhibits exceptional communication and interpersonal skills with demonstrated ability to develop and maintain outstanding client relationships. Skilled in preparing required reports including Suspicious Activity Reports (SARs). Monitored AML/BSA trends for related industry practices, and evaluated transactions for possible Fraud, Money laundering and Terrorist Financing activities within AML framework along with reviewing negative feeds of OFAC/Watch List/PEP alerts generated systematically and manually.

  • Lexis Nexis
  • Actimize
  • World base, World check, Google search
  • MS Office 365
  • Customer Communication
  • Industry Report Reading
  • Customer Monitoring
  • Transaction Monitoring
  • Conducting Risk Assessments
  • Customer Transactions
  • Anti Money Laundering (AML)
  • Financial Due Diligence
  • Case Reviews
  • USA Patriot Act
  • Financial Documentation
Work History
05/2021 to 07/2022
Investigating Reporting Analyst Etoro Austin, TX,
  • Investigate and analyze potential AML and fraudulent transactions
  • Document findings up to and including filing SARs (Suspicious Activity Reports)
  • Escalate cases to the proper government enforcement authorities
  • Conduct financial forensic investigations on AML cases involving complex transaction patterns
  • Case sources include internal applications, referrals from business lines, law enforcement and department intelligence
  • Determine and pursue the best investigative approach for each unique case, ensuring that key questions are addressed and that compliance AML department policies and regulatory expectations are satisfied
  • Independently assess risk represented by the customer and/or the activity in which the customer has engaged
  • Prepare Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and time frames
  • Communicate findings, status, open issues and other AML-related items to management regularly
  • Conduct periodic internal account/customer reviews to identify potentially suspicious activity
  • Completely and accurately document steps taken through the investigation escalation process
  • Escalate and coordinate cases with law enforcement as applicable
  • Effectively obtain information and assistance from appropriate law enforcement agencies, peer banks, and other external groups on AML issues and cases
  • Provide feedback, input and suggestions on AML (Anti-Money Laundering) and Know Your Customer (KYC) issues, acting as a subject matter expert on the operations and processes to streamline and improve function effectiveness.
08/2018 to 03/2021
AML/KYC Analyst/Fraud Investigator COLUMBIA BANK City, STATE,
  • Perform name and account research based on lists and reports provided through established resources to determine if evidence of money laundering activities exists
  • Evaluate transactions and customer relationships for Money laundering activities, identifying red flag issues and escalating within the AML framework for further investigation
  • Reviewing possible AML/Fraud typologies such as Account Takeover, ID Theft or Impersonation, Structuring, Unknown Source of Funds and many more
  • Prepare required reports including Suspicious Activity Reports (SARs), following regulations and time limitations
  • Collect and examine financial statements and documents to assist in identifying unusual transaction patterns
  • Recommend relationship retention or termination based on SARs prepared
  • Provide additional support with the AML compliance organization on more complex issues, including research techniques and capabilities, as well as other solutions
  • Ensure that decision not to file a ("SAR") were properly documented
  • Conduct investigations on questionable account activities
  • Prepare and file Suspicious Activity Reports ("SAR") for accounts which have been identified to have carried out possible structuring
  • Prepare and file No Further Action Report (NFA) for accounts which have been identified to have not carried out any form of suspicious activity
  • Conduct suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence or other AML processes
  • Maintain a current understanding and knowledge of AML, KYC, Due Diligence, and financing issues, policies, and procedures
  • Write suspicious activity reports addressing the Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes according to regulation and time limitations.
11/2016 to 06/2018
  • Perform AML investigations and compliance reviews (on-boarding and maintenance) in conjunction with countries/regions, particularly in relation to high-risk customers
  • Reviewing financial statements of the organization and investigating errors, discrepancies, forged/exaggerated information within the documents
  • Ensuring the bank performs the financial transactions and maintains the required documents and records in the manner as required by the law
  • Handled and managed a caseload of investigations, performed analysis and follow-up
  • Worked on cases to complete according to internal AML procedures and process
  • Responsible for appropriate collection and examination of financial statements and document
  • Accountable for documenting and reporting the investigation findings in the case management system
  • Prepared reports for management as required
  • Evaluated transactions and customer relationships for money laundering activities and identified red flag issues and escalated within the AML Group
  • Prepare regulatory reports, Requests for Information (RFI), Patriot Act 314(b) requests, and SARs (Suspicious Activity Reports)
  • Reviewed and analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity
  • Performed detailed research on suspicious activity and drafted Suspicious Activity Reports when deemed necessary
  • Utilize the U.S
  • Patriot Act, Bank Secrecy Act, AML and OFAC laws as a guideline for carrying out investigations on individual and company accounts
  • Creates risk acceptance documentation to support the raising or downgrading of high-risk customers for management approval
  • Establish working relationships with key business partners across all lines of business
  • Provide support and guidance to bank’s operational areas and assist with implementation of KYC related programs for the bank
  • Assist with internal audit and federal regulatory examinations
  • Assist with special projects and data gathering for audit and/or regulatory purposes
  • Work in a team oriented and collaborative environment to ensure overall unit goals and deadlines are met
  • Complete and update the applicable sections of Know Your Customer.
07/2013 to 05/2015
KYC Analyst, Middle Office Union Bank City, STATE,
  • Performed negative media screening with LexisNexis on new and existing clients
  • Performed scheduled KYC reviews on existing clients
  • Ensuring proper identity documentation are requested during the onboarding process
  • Researched client information across internal and external sites
  • Work in a team oriented and collaborative environment to ensure deadlines are met and overall unit goals are achieved
  • Assisting with the implementation of KYC related programs in the bank’s operational areas
  • Liaised with Clients, Front Office and Compliance teams, as well as perform research, to obtain and verify client information
  • Perform continuous Client Due Diligence and Enhanced Due Diligence to evaluate client risk level
  • Analyzed complex ownership and control structures, verifying ultimate beneficial owners and key management
  • Evaluate client’s transaction to ensure transactions match the stated purpose of account.
Expected in to to
Bachelor of Science: Biochemistry
Adekunle Ajasin University - NIGERIA,
Certified Institute of Personnel Management (CIPM)

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Resume Overview

School Attended

  • Adekunle Ajasin University

Job Titles Held:

  • Investigating Reporting Analyst
  • AML/KYC Analyst/Fraud Investigator
  • AML/KYC Analyst
  • KYC Analyst, Middle Office


  • Bachelor of Science

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