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underwriter senior resume example with 12+ years of experience

Jessica Claire
  • , , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
Professional Summary

Skilled at learning new concepts quickly, working well under pressure and communicating ideas clearly and effectively

Provided friendly, accurate and timely underwriting service for regional independent insurance agencies

Assessed new and existing Commercial Insurance risks to determine insurability, profitability, and accuracy

Reviewed dozens of commercial insurance risks on a daily basis while balancing a large volume of emails, phone calls, meetings and varying projects

Skills
  • Named Subject Matter Expert (SME) for United Fire Group for Liquor Liability/Hospitality exposures
  • Awarded ICC Underwriter of the Month 5 out of 10 months (challenge began in March 2016 and ended January 2017)
  • Created and presented educational materials for various underwriting and marketing meetings throughout MO, KS, MN, and OH
  • Completed Home Office Underwriting Schools for Personal Lines Insurance, TPP/BOP and Garage/Commercial Automobile
  • Passed CPCU 500, 520, 530 and Ethics courses, ARM 400, as well as The Institutes Cyber 301 course
  • ICC Impact Award Winner in 2018
  • First and only underwriter to complete Missouri branch $1,000,000 underwriting challenge 2012-2013; 10 months after completion these accounts held a 20% overall loss ratio (reserves included)
  • Outstanding Service Awards in 2009, 2010, 2011 (award ceased in 2012)
  • Consistent track record of providing territory premium growth and/or maintaining favorable loss ratios
  • Worked in a remote capacity since 2015
Work History
Senior Commercial Lines Underwriter, 12/2021 - Current
State Auto , , Cedar Rapids, IA
  • Maintained $11,000,000+ book of business for Missouri/Kansas/Nebraska
  • Identified portfolio risks by reviewing existing insurance terms & conditions, operations, property specs and valuations, Risk Control reports, Premium Audits, current pricing structure and various other factors when making underwriting decisions
  • Examined potential loss stemming from catastrophe, severity or frequency of possible loss
  • Used critical thinking to break down problems, evaluate solutions and make decisions
  • Demonstrated respect, friendliness and willingness to help wherever needed
  • Maintained energy and enthusiasm in fast-paced environment
Underwriter Senior, 08/2021 - 12/2021
Aaa Auto Club , , Columbus, OH
  • Assigned $8,500,000 book in greater Kansas City area within 6 weeks of employment
  • Active participant in weekly team meetings and regularly scheduled regional meetings; asking questions for better comprehension and to offer personal input or insight into varying topics
  • Partnered with assigned agencies to ensure new business submissions were within appetite, and complete and accurate underwriting information was provided
  • Reviewed endorsement requests, renewals, risk engineering reports, "Re-underwriting" accounts, and undocumented accounts
Senior Commercial Lines Underwriter, 01/2019 - 08/2021
Pangea Real Estate , , Cedar Rapids, IA
  • Worked collaboratively with Risk Control, Audits, Claims and Marketing to ensure appropriate, and ideally mutually beneficial outcomes for agency partners
  • Managed $8,000,000+ book of contractor heavy "general market" risks in Missouri, Illinois and Ohio
  • One of two back-up monoline Inland Marine/Builder's Risk underwriters for Cedar Rapids Branch
  • Assigned active underwriting territory within first week of employment with focus on writing and retaining "best in class" business
  • Quickly established positive working relationships with agency partners despite hardening market, and aggressive portfolio steering initiatives - leading to average CA or CP rate increase of roughly 10%, well over 10% on Umbrella
  • Reviewed Risk Control reports to determine adequate pricing and coverage, as well as overall eligibility metrics being met
  • Mentored less experienced Underwriters and support staff by answering questions, assisting with new submissions, renewals or endorsements outside of their authority levels or knowledge base
  • Addressed and resolved non-routine, complex and unexpected variances
Field Underwriter, 01/2015 - 01/2019
Auto-Owners Insurance , , Rock Island, IL
  • Assisted Marketing Department by conducting 8 (or more) monthly Field Underwriting visits, which addressed various questions or concerns of agencies, provided education, and fostered continued business growth
  • Underwrote $11,000,000+ book of business
  • Strived for excellence and expertise in food/beverage/hospitality underwriting niche in order to best support agency partners and meet company defined goals
  • Assessed and priced renewal policies accounting for potential increases/decreases in risk, changes to policy forms/coverages, all while being mindful of state specific rules and regulations
  • Supported UA's and UAA's by providing leadership and knowledge to ensure best company practices and procedures were being met
  • Networked with current and potential company partners at various events, including annual MAIA conference held in Columbia, Missouri and various Missouri Restaurant Association related functions
Underwriting Specialist, 05/2009 - 11/2014
Company Name , ,
  • Reviewed new business applications, renewals, audits and endorsements for Inland Marine, Commercial Automobile, Commercial Property, General Liability, Garage Liability, Workers Compensation, Crime, Commercial Umbrella and Personal Lines Insurance policies
  • Evaluated and reconciled on-site safety inspections
  • Researched potential new business risks utilizing NCCI, Experian, PAAS, AM Best, BUG, ISOTel and other specialized insurance related websites and resources
  • Prepared highly detailed reports regarding large premium, large loss and re-insurance accounts in order to attain Home Office Underwriting approval
Education
Bachelor of Arts: Psychology, Minor in Sociology, Expected in 2008
-
University of Missouri-Columbia - Columbia, MO
GPA:
Status -

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Resume Overview

School Attended

  • University of Missouri-Columbia

Job Titles Held:

  • Senior Commercial Lines Underwriter
  • Underwriter Senior
  • Senior Commercial Lines Underwriter
  • Field Underwriter
  • Underwriting Specialist

Degrees

  • Bachelor of Arts

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