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Senior Underwriter Resume Example

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Jessica Claire
  • , , 100 Montgomery St. 10th Floor
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
Professional Summary

Dependable individual bringing management experience and a willingness to take on added responsibility. Enthusiastic team player with a strong work ethic. PROFESSIONAL SKILLS -Dependable -Organized -Strong work ethic -Quick learner -Adaptable

Skills
  • Risk management
  • Guidelines understanding
  • Time management
  • Risk Assessments
  • Quality assurance
  • Policy renewal
Work History
Senior Underwriter, 07/2018 to Current
Arch Capital Group Ltd. Latham, NY,

• Ensuring compliance to all underwriting policies and procedures. • Understanding the funding process including pre-qualifications, due diligence and credit policies. • Effectively facilitating the funding process; communicate internally to compile merchants information in order to make informed decisions on merchant terms and conditions. • Engaging cross functionality; communicating status of application/funding processes; escalating issues to the managers and collaborating effectively with internal team members. • Communicating (give and receive information) with sales partners, brokers, customers, and businesses owners. • Capturing meticulous notes to support processing and decisions within the portal. • Demonstrating a sense of urgency in organizing work and completing the underwriting process and taking ownership. • Using sound judgement. Following guidelines, proactively taking steps to complete tasks and resolve issues and concerns.

• Constructively resolving conflicts while maintaining and building relationships both internally and externally over the loan completion. • Fraud analysis, completing any and all necessary steps to ensure businesses and owners are legit. • Monitoring real time queues and identify high risk transactions within the business portfolio. • Observing customer transactions to identify fraudulent activity such as account take over, friendly fraud, theft and counterfeit and similar other risks. • Resolving high risk alerts within the service level agreements to reduce potential revenue losses. • Interacting with banks and customers to validate information and to confirm or cancel authorizations. • Determining fraud trends by analyzing accounts and transaction patterns.see less

Underwriter, 07/2015 to 09/2017
Commercial Bank Of California Los Angeles, CA,
  • During my employment at IOU, I assisted a team of 6 in underwriting new and existing commercial loans; $5k - $300k - working capital loans for small businesses.
  • My responsibilities required me to underwrite, review, inspect, and validate small business loan applications for completeness, accuracy, and soundness.
  • Identifying components that indicate a potential for fraud and perform sufficient investigative work to resolve issues that are identified.
  • Review credit reports, income statements, leasing agreements, and purchasing agreements, enabling sound loan decisions to be made.
  • Underwriting loans in compliance with internal and regulatory guidelines, verifying loans meet federal and state law regulations as well.
  • Determining the degree of risk and decision loans based on company and investor criteria, making solid loan decisions.
  • Answering inquiries from senior management, investors, loan officers and processors regarding specific loan conditions, new loan scenarios, and underwriting guidelines.
  • Calculating borrower rates based on the company's criteria.
  • Ensuring all loan data recorded is accurate, loan conditions are organized in each file, and completed in a timely manner.
General Manager, 05/2014 to 07/2015
John Varvatos Enterprises, Inc. New York, NY,
  • Supervise, evaluate, and lead a staff of 3 to 4 employees to ensure outstanding customer service is being provided to all of our customers.
  • Appraise, underwrite, and sign off on all loans on vehicles.
  • Process titles and all repossessions on loans that are underwritten in our office.
  • Conduct audits of all accounts within our office to ensure they comply to the Georgia Industrial Loan Association standards.
  • Process all insurance claims for vendor secured interest, collateral protection plans, life insurance, as well as accident and health claims through Life of the South Insurance Company.
  • I was a licensed insurance agent through Life of the South Insurance Company, and Georgia Industrial Loan Association certified.
  • Explaining all loan documents and fees to customers to ensure they understand the terms and conditions of the loan.
  • Also responsible for all accounts payable and receivable within our office.
Office Manager, 09/2009 to 05/2014
Summit Midstream Partners, Llc Arlington, TX,
  • Supervise, direct, and evaluate the work of a 5 member team.
  • Deep skip accounts research and investigative work on possible contacts and addresses leading to the collateral.
  • Familiarized with all aspects of skip tracing and very experienced in collections fundamentals.
  • Ensure that all vehicles repossessed are inventoried and reported to the proper authorities in a timely manner.
  • Daily calls and emails to all finance companies with updates on all active accounts.
  • Delivering customer service to the debtors during the redemption of the collateral.
  • Handled all notary responsibilities for vehicles that were impounded.
  • Accounts payable and receivables.
  • Financial audits.
Education
High School Diploma: , Expected in 2001
to
Pensacola Junior College - Pensacola, FL,
GPA:

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Resume Strength

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  • Personalization
  • Strong Summary
  • Target Job

Resume Overview

School Attended
  • Pensacola Junior College
Job Titles Held:
  • Senior Underwriter
  • Underwriter
  • General Manager
  • Office Manager
Degrees
  • High School Diploma