Senior DE/SAR Underwriter with 19 years of experience within the mortgage industry. Highly analytical, deadline-driven who completes the review of files with accuracy and speed. Possess complete knowledge and understanding of all loan types, FHA, VA, FNMA and FHLMC. Dedicated Underwriter who leverages initiative and resourcefulness to deliver excellence in meeting business objectives. Ambitious, detail-oriented versed in balancing priorities and meeting deadlines under pressure. Adapts quickly to challenges and changing environments.
High level of accuracy
Strong customer relations
Strong problem-solving capabilities
Excellent work ethic
Quality assurance and control
Energetic and proactive
Strong interpersonal skills
Consistently meet goals
01/2013 to 11/2013
Senior DE/SAR UnderwriterPACIFIC UNION FINANCIAL – Phoenix, AZ
Underwrote FHA, VA, conventional conforming and non-conforming loans up to a $1,000,000.00 as well as Harp loans.
Used automated AUS systems such as DU/LP and/or manually underwrote loans to specific products.
Either underwrote using paperless programs as well as underwrote paper files for all states.
Collaborated with the compliance department to eliminate procedural errors and margin breaks.
Trained and directed several new hires during department orientations.