remote mortgage underwriter resume example

      .   Underwrote and decision Conventional, FHA and VA loans.  Issued

     .    Underwrote and decision FHA and VA loans.  Issued VA Notice of  

• Underwrote and decision FHA, VA, USDA, Texas A6 and Conventional - Issue VA Notice of Value and FHA Conditional Commitments - Assist post-closing with clearing investor defects - Quota of three initial decisions or three resubmissions in lieu of an initial.

• Retail Underwriter II (Conventional/Government DE/LAPP) - Underwrote and decision VA, FHA, FHA REPOS, Texas A6 and HELOCs - Reviewed title and surveys - Issued VA Notice of Value, FHA Conditional Commitments and completed the Appraisal Logging screen - Responsible for the integrity of data input, coaching processors - Reviewed conditions and final approved each personally underwritten loan -Quota of six touches daily (paper files then transitioned to paperless.

• Underwrote/decision wholesale government loans automated and manual.
• Reviewed conditions and final approved each personally underwriter loan -Assisted/advised account executives, coordinators and closers -Maintained a positive supportive relationship with the wholesale broker.
• Assisted and trained processors.

• Retail Government Underwriter -Underwrote and decision government loans (Desktop Underwriter and Loan Prospector (paperless system) -Issued VA Notice of Value and FHA Conditional Commitments -Reviewed conditions and final approved each personally underwritten loan -Selected to train new hires unfamiliar with the mortgage industry -Quota of six loans daily (paper files then transitioned to paperless) - Initially hired on as a processor, advanced to resubmission underwriter clearing conditions prior to obtaining my DE and LAPP authorities.

• Scheduled closings, prepared documents and funded loans.

• Balanced general ledger entries for 401k distributions.

• Processed 401k distributions.

• Insured government loans and supervised the department - Issued FHA MIP and VA Funding Fee premiums -Trained a government insuring task force to cure back-log -Audited closed loans and supervised the audit department -Selected to develop a training guide for government insuring and auditing process -Initially hired to prepare, close and fund government loans.

• Prepared and order closing documents through off-site attorney firm -Distributed and collected closed loan documents from title companies -Schedule closings, ordered funds and reviewed documents prior to funding -Prepared and shipped closed loan documents to correspondent lenders -Insured government loans directly with FHA and VA -Initial position was processing government loans with submissions directly to FHA and VA agencies for approval.