Remote DE Underwriter, 09/2015 to 03/2016
Company Name – City, State
Reviewed files, records and other documents to obtain information and respond to requests.Adhered to all federal and state compliance guidelines relative to FHA, DU, LP, wholesale and retail mortgage lending.Continually exhibit an understanding of automated underwriting, streamline underwriting, manual underwriting, and guidelines
Underwriter III, 07/2008 to 09/2015
Company Name – City, State
Credited for playing key role in generating over $2 million per year in revenues.Perform an in-depth audit and analysis of each loan assigned, consistent with FNMA, FHLMC, FHA and VA requirements. Possess a keen eye for accuracy, attention to detail and ability to handle a high volume work load.
Senior Underwriter Support Specialist, 07/2002 to 07/2008
Company Name – City, State
Analyzes mortgage loan files, which includes customer\'s application, income documentation, appraisal and title reports, to ensure compliance with the company\'s policies, as well as, state and federal regulations. Have current DE/CHUMS ID, LAPP/SAR, andUSDAand achieve government underwriting authority consistent with senior level of experience, including a successful CAIVERS checkAnalyze tax returns and financial statements for Self-Employed Borrowers, Partnerships, S Corporations and/or C Corporations.
Senior Underwriter, 06/1998 to 07/2002
Company Name – City, State
Assess the accuracy of the data integrity in the use of Automated Underwriting Systems, such as: DU, LP, FHA Total Loan Score Card or similar AUS software.Communicates effectively and engages proactively with loan originators, processors, branch managers, funders and post-closers in regards to loan decisions, assignment of loan conditions, and company guidelines documentation requirements and possible loan scenarios.Analyzes mortgage loan files, which includes customer\'s application, income documentation, appraisal and title reports, to ensure compliance with the company\'s policies, as well as, state and federal regulations.
