Astute Mortgage Underwriter with over 4+ years of industry experience underwriting mortgage loan applications and evaluating loans in order to maximize organizational profit and minimize risk or loss. Responsible for collateral evaluation for lower risk property. Proficient in standard concepts, practices, and procedures of residential underwriting and able to ensure that loan meets agency salability or insurability. Comfortable using data integrity and automated underwriting to make a sound credit decision. Analyzing credit, income and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
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