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collateral underwriter resume example with 7+ years of experience

Jessica Claire
  • , , 609 Johnson Ave., 49204, Tulsa, OK 100 Montgomery St. 10th Floor
  • H: (555) 432-1000
  • C:
  • resumesample@example.com
  • Date of Birth:
  • India:
  • :
  • single:
  • :
Summary

Determined employee who is detail-oriented with a commitment to maintaining standards of quality and accuracy. Well-versed in risk management with hands-on experience in underwriting, data analysis, data entry, management and finance

Skills
  • Analyzing Data
  • Developing Policies
  • Managing Risk
  • Negotiation Proficiency
  • Loss Prevention
  • Data Collection
  • Quality Control
  • Critical Thinking
  • Computer Skills
  • Microsoft Office
  • Data Management
  • Team Management
  • Planning & Organizing
  • Organizational Skills
Experience
Collateral Underwriter, 02/2022 - Current
New American Funding , ,
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
  • Worked with colleagues to review and accept or deny new and renewal business.
  • Assessed loan conditions and provided effective feedback regarding decisions.
  • Identified profitable opportunities based upon individual account criteria and underwriting standards
  • Managed portfolio to control overall mix of accounts and exposures.
  • Created master spreadsheet to record procedures, denials and approvals.
  • Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
  • Built and managed internal and external sales relationships.
Senior Processor, 03/2017 - Current
Culvers Restaurant , ,
  • Created and completed loan submission packages.
  • Managed conditions sent from underwriting departments.
  • Maintained complete confidentiality of submitted information according to release guidelines.
  • Filed completed packages quickly and efficiently.
  • Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
  • Completed closing process by collaborating with attorneys, title companies and government clerks.
  • Checked approvals against established bank and government lending standards.
  • Upheld compliance with privacy and security requirements, as well as federal statutes covering VA loans.
  • Evaluated and adjusted loan files to meet banking, federal and secondary market regulations.
  • Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
  • Educated clients regarding guidelines and adjustments of loan contracts and packages.
  • Inspected loan documentation for mistakes and corrected discrepancies.
Assistant Manager, 02/2016 - 03/2017
Cb&S Bank , ,
  • Examined markets to inform customers on profitable purchases and financial opportunities.
  • Created sales action plans to consistently meet employee retention, profit, customer experience and lending goals.
  • Provided first-rate customer service by identifying and addressing customer concerns and inquiries.
  • Delivered associate performance evaluations to determine merit increases and bonus amounts.
  • Directed team members in authorizing loans and opening checking and savings accounts.
  • Analyzed products and policies and recommended changes to maximize profitability.
  • Conducted weekly consultative sales meetings with prospects and clients to drive deposit growth.
  • Processed and approved international and domestic wire transfers, cashed checks and posted deposits and withdrawals.
  • Developed and implemented sales and marketing strategies to align with annual sales initiatives.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
  • Developed annual branch business plan for maximum profitability and effectiveness.
Personal Banker, 03/2015 - 03/2016
Fifth Third Bank , ,
  • Expanded customer relationships by maintaining regular follow-up processes and rapport.
  • Partnered with loan and mortgage officers and financial advisors to provide clients with optimal financial solutions.
  • Entered customers' transactions into computers to record transactions and issue computer-generated receipts.
  • Helped customers open and close accounts, apply for loans and make sound financial decisions.
  • Exercised judgment when dispensing information to maintain confidentiality of sensitive information.
  • Described promotional offers and used persuasive sales techniques to upsell services and convince clients to apply for additional banking services.
  • Created strategic financial solutions to suit individualized client needs.
  • Met with customers to analyze financial needs and maximize sales opportunities.
  • Analyzed customer credit data and other financial information to identify solutions that aligned with customer needs.
  • Followed operational standards, promoting security, risk management and compliance.
Education and Training
Bachelor of Science: Technical And Applied Studies, Expected in 08/2020
-
Kent State University - Kent, Ohio
GPA:
Status -
  • Cum laude graduate with a GPA 3.615
  • Completed coursework Include:
  • Purchasing and supply chain
  • Principles of Management
  • Survey of info Security, Internet and Computer Forensics
  • Intro to Insurance and Risk
  • Business Communications
  • Human Resource Management
Associate of Applied Science: Commercial Music, Expected in 05/2012
-
Stark State College - North Canton, Ohio
GPA:
Status -
  • Graduated with a GPA of 3.0
  • Completed coursework in:
  • Interactive media
  • Computer Applications
  • Business Administration
  • Webcasting
  • Digital Video Recording & Editing
  • Music Technology
Additional Information
  • CERTIFICATIONS: , Notary public for state of OH, NMLS License for OH 2018 – 2020 Currently Shelved
  • COMMUNITY SERVICE: Ronald McDonald House; Junior Achievement; Hunger for Harvest; United Way Fundraiser for Autism and Juvenile Arthritis Foundation
Accomplishments
  • Cut company losses 60% by revamping existing policies and procedures.
  • Exceeded production goals with being the number one processor in the company - Audited over 1000 loans with over 88% of those files only had to be reviewed once
  • Consistently maintained high customer satisfaction ratings.

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Resume Overview

School Attended

  • Kent State University
  • Stark State College

Job Titles Held:

  • Collateral Underwriter
  • Senior Processor
  • Assistant Manager
  • Personal Banker

Degrees

  • Bachelor of Science
  • Associate of Applied Science

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