file reviewer resume example with 9+ years of experience
JessicaClaire
Montgomery Street, San Francisco, CA94105609 Johnson Ave., 49204, Tulsa, OK
H: (555) 432-1000
C:
resumesample@example.com
Date of Birth:
India:
:
single:
Religion:
Military service:
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Summary
Financial & Mortgage Banking Professional with experience including but not limited to: Originations/ Loss Mitigation and Forensic Underwriting, AML, and various mortgage collateral document and servicing due diligence reviews.
Acknowledged for success in being a dependable performer recognized for solid methodical time management and analysis skills. Heightened accountability, collaboration, and continuous internal process improvement are also abilities mastered among peers and clientèle.
Highlights
Analytical
Detail-oriented
Decisive
Underwriting
Due Diligence
Loss Mitigation
Bank reconciliations
User acceptance testing
Accomplishments
Underwriting
Excellent grasp of mortgage terminology, title work, appraisal review, debt to income analysis, credit review, income documentation review and underwriting procedures.
Due Diligence
Conducted detailed technical and analytical review of federal/state housing laws. Also, comprehensive investigation of individuals to mitigate financial crime, corruption and other risks.
Auditing
Extensive experience with Consumer Financial Protection Bureau (CFPB) and Unfair, deceptive, or abusive acts or practices (UDAAP) of misconduct that impact fair consumer outcomes.
Experience
File Reviewer, 03/2017 - Berkshire Hathaway Homeservices – Encino, CA,
Researched claims against mortgage loan files to confirm that deal was instep with guidelines at the time of closing.
Compiled data into draft for the next layer of review to formulate responses to declarations.
Categorized origination mortgage collateral, waiver, and disclosure documents from securitization and post-securitization documents.
Tracked, analyzed and interpreted trends in file stacking order.
File Reviewer, 07/2016 - 10/2016 Berkshire Hathaway Homeservices – Laguna Beach, CA,
Validated that closed mortgage loans adhered to standards and procedures set forth by the governing guidelines in place at the time the subject transaction occurred.
Wrote detailed summations of all findings, including but not limited to outlined assertions by Claimant.
Monitored and reported on business results and provide oversight reporting as well aiding in completion of monitoring and testing, meeting with various constituents, including pertinent business lines.
Reviewed Next Day Sale findings of in-process, closed or canceled foreclosure properties.
Processed and documented that associate was in compliance with internal company requirements, contractual terms/conditions, insurer guidelines, investor requirements and/or government regulations.
Performed intake to determine appropriate course of action was taken, while conducting investigative steps to fully identify the issues, researching product information, terms, conditions, contracts, etc., creating correspondence as needed.
Governed all processes dealing with Bank's Borrower's Protection Insurance.
Researched and applied Optional Insurance payments in a timely manner.
Maintained and built positive relationships with internal business partners concerning the department through incoming email requests.
Foreclosure Specialist, 02/2012 - 02/2013 Newbold Advisors – City, STATE,
Ensured compliance with appropriate regulations and standards.
Access and review information and documents in various systems and applications to procure required documentation Met department standards set forth on maintaining percentage of past due activities, daily productivity, managing current and accurate late codes.
Manually underwrote FHA, Conventional, Conforming, VA, and Non-Conforming mortgage loans.
Education
High School Diploma: , Expected in 1997 - F D Roosevelt - Dallas, TX GPA: Status -
Skills
Loss Mitigation Underwriting, Forensic Underwriting and Review, AML, User Acceptance Testing, CPFB Mock Auditor, In-flight and Post Servicing Transfer, Reconciliations, Foreclosure, Bankruptcy, Due Diligence, Quality Assurance
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