Compliance Specialist resume example with 14 years of experience
JessicaClaire
Montgomery Street, San Francisco, CA94105609 Johnson Ave., 49204, Tulsa, OK
Home: (555) 432-1000
Cell:
resumesample@example.com
Career Focus
Highly motivated and skilled professional seeks career advancement within a dynamic, high growth organization
that welcomes fresh ideas, initiative, dedication, and experience. Extremely focused and motivated to achieve in a
competitive, fast-paced professional setting.
Summary of Skills
Bankruptcy & Foreclosure Detail-oriented Escrow & Lending Excellent time management Loss Mitigation Fluent in Spanish Mortgage Auditing Leadership Skills Mortgage Origination Strategic Planning
Professional Experience
Compliance Specialist, 08/2013 to 07/2016 Camden National Corporation – Newport, ME,
Responsible for auditing the lender placed insurance cycle and provide information of all findings to various clients.
Prepare daily reports and submit to management.
Identified audit findings based on CFPB rules and establish better business practices.
Review the timeline of the LPI loan to ensure regulation.
Verify once proof of insurance received the LPI processor generated the refund to the escrow account on each loan based on regulatory timeline.
Responsible for auditing approximately 230 loans a week.
Participate in calibration calls with different business clients and resolve clients disputes based on loan findings.
Performed other duties as assigned.
Mortgage Quality Assurance Analyst III, 03/2012 to 08/2013 Computershare Inc – Greenwood Village, CO,
Perform audits of mortgage servicing activities, identified audit findings, and submit the findings to management.
Review and evaluate loan documentation, exceptions, and files to determine if programs, processes, and documentation were in compliance with internal company requirements, insurer guidelines, investor requirements, and/or government regulations.
Work on Foreclosure and Bankruptcy servicing files, and covered the following areas: regulatory compliance, fraud, fair lending, and mortgage servicing in general.
Foreclosure Counselor III, 11/2010 to 03/2012 Lendmark Financial Services, Inc. – Goose Creek, SC,
Responsible to collect for a portfolio of loans in foreclosure status to stop the property from going to sale on a judicial or a non-judicial state and establishing communication with the attorney's office.
1 Obtained a financial analysis of borrower (s) income and monthly obligations to help establish a work out Solution for the borrower with a repayment plan, modification, short sale, settlement or a deed in Lieu of foreclosure.
Managed a portfolio of sub-prime foreclosure accounts for multiple investors and monitored the progress of foreclosure through liaison with attorneys.
Prepared foreclosure reports and followed target goals and performed other duties as assigned.
Traveled to different states with the Hope Now and NACA organization, offering workout solutions for the Borrowers.
Resolved executive complaints and provided customer issue resolution.
Loss Mitigation Specialist, 07/2008 to 11/2010 Freedom Financial – Mesa, AZ,
In charge of daily activities associated with accomplishing workouts for loans in a serious state of default by assisting with the modifications, short sales, deed in lieu of foreclosure and special forbearance agreements.
Collected and reviewed necessary documentation for all files for completeness and collected outstanding conditions to meet with underwriting findings.
Created and monitored modification agreements, ensured timely execution and compliance.
Submitted approved workout applications to closing or initiated action on canceled/ rejected workouts.
Reviewed the loan packages and examined in accordance with investors and government guidelines and discussed with the borrower (s) the HAMP eligibility and other modification alternatives.
Loan Consultant II, 04/2007 to 07/2008 Litton Loan Servicing – City, STATE,
Collected and formulated repayment plans on delinquent accounts 30 + days past due up to 90 days past due status to limit delinquencies and prevent foreclosures.
Received inbound and outbound collection calls through a dialer system.
Obtained and analyzed financial from borrowers.
Maintained activities on all accounts and collected daily data in all delinquent accounts.
Financial Service Advisor, 05/2006 to 12/2006 JP Morgan Chase – City, STATE,
Responsible for resolving financial and non-financial customer inquiries providing personalized service meeting or.
exceeding client's quality and expectations.
Worked on personal and business credit card accounts by assisting.
with account balances, payments, changing credit card brands, balance transfers and other transactions as.
needed.
Loan Officer, 02/2002 to 04/2006 Riverbanks Mortgage – City, STATE,
Originated and processed mortgage loan requests.
Pre- qualified and interview potential borrowers.
Provided information to borrowers and related parties about loan options, documents, market conditions and other requirements necessary to close the loan.
Explain loan programs and requirements to ensure that the borrower received the best suited loan product.
Helped operations personnel in processing and closing loans.
Reviewed HUD 1 Settlement statement for accuracy prior to closing.
Obtained and evaluated pertinent documents including reports and appraisals.
Hold regular meetings with clients, Title Company, and bank administration for discussing progress and status of mortgage loan applications.
Education
Bachelor of Science: Business Administration, Expected in Long Island University - Brooklyn, New york GPA:
Any information uploaded, such as a resume, or input by the user is owned solely by the user, not LiveCareer. For further information, please visit our Terms of Use.