My experience has made me a Qualified and resourceful financial professional with diverse expertise in private, government and corporate investments. I am looking to acquire a challenging position within a corporation, which will provide professional growth and knowledge as well as utilize my current skills.
Skills
HARP
Full Doc
Conventional
FHA
VA
Flood cert
Title
Income Documents
LPM
Encompass
Mavent
Industrial coverage knowledge
Detail-oriented
Equity and fixed income research
Analytical
Expert in MS Office Suite
Word, Excel
MS/ MSP
Alltell
AU/DU
Experience
Compliance Analyst, 12/2017 to Current Checkout.Com – Phoenix, AZ,
Temporary assignment as Compliance Analyst Team Lead.
To review all documents within a loan application to ensure all rules and regulations is followed for Compliance.
Utilizing Mavent to run compliance checks with my data to see if it will pass.
Review all timeline for documents to be sent out and tolerances so the file can be resold.
Complete all timecards for the team, and requests for time off.
Answer or research questions presented to me on problem files for resolution.
Life Insurance Processor, 08/2017 to 11/2018 Ctbc Investments Company, Ltd – Irvine, CA,
While working on this temporary project I learned quite a bit dealing with different Insurance policies and the customers financial well being.
To assist
customers with Family or personal Life insurance questions to determine what would benefit them the most.
Explanation of annuities, Paid
up additional with breakdown of dividends.
Obtain payments to disburse among the customers different family or personal policies.
Discuss customers disbursement options and tax implications that they might come across pushing them out of certain state or federal benefits.
Client Services Representative III, 01/2017 to 05/2017 Western Alliance Bancorporation – Atlanta, GA,
Mortgage servicing department assisting customers with Homeowners loans.
Escrow explanation and break down.
Helping the customers with insurance understanding, PMI/MI, payoffs, applying payments, payment history, pay down, payoff and online access issues they might encounter.
Counseling the client on possible alternatives to assist with accelerating the term of the current product they might currently have.
Loan Processor II, 04/2015 to 07/2016 Ctbc Investments Company, Ltd – San Marino, CA,
Receive an application after the AUS review with conditions to satisfy.
Review to determine product: FHA, Conventional, Refinance, Harp, New Construction, Purchase, or VA.
Order Title, Insurance Declaration pages, Flood Cert, any credit supplements or subordinations.
Determine when taxes, insurance is due,vesting is to read on title, and review closing procedures with the customer to ensure the loan application process is completely understood and what expectations the customer has for closing.
Mortgage Operations SAFE Act/Loan Processor II, 10/2012 to 11/2014 Jmac Lending – Santa Ana, CA,
Recieve Application from Sales, Examine all information to ensure data accuracy.
Contact the Client to introduce myself and go over the product and documents needed for approval.
Review all documentation: Tax Returns, W2's, Business Licenses, Titles, Trusts, Flood Certification, and Homeowners Insurance.
Obtain all documents needed to clear the Underwriters stipulations to gain full approval, Scrub all the loans assigned to my team, looking for items that might be expiring to avoid any costs, order credit supplements, and subordinations.
Review final loan for closing.
Loan Processing Assistant, 04/2012 to 11/2012 Lyneer Temporary Staffing/PHH Mortgage – City, STATE,
This 2nd temporary position I obtained was a Loan Processing Assistant.
Take multiple Calls and orders from Processors, and Originators to obtain Flood certificates, Correct Declaration pages reflecting correct mortgagee clause and percentages of coverage, Verification of Mortgages, Verifications of Employment, Tax returns, W2's, Credit supplements, and Subordinations.
Transportation Permit Specialist, 07/2010 to 02/2012 Kelly Services/Comdata/Land Star Corp – City, STATE,
Temporary position that went permanent.
Answer inbound calls from our drivers to order city, county, state permits through the state websites.
Check all vehicle information, dimensions, weights, axle spacing's, load information, road restrictions and qualifications for that state so this would be a legal request.
Each state being different, this would be a detailed position.
Collections Representative II, 05/2008 to 05/2009 GMAC Financial – City, STATE,
Primary responsibility was for the collection of past due auto loans account by way of mail contact, phone, and other services available.
Build files on customers using different various methods to pull data from credit report, driver's license, court rulings, and skip tracing.
Loan Processor II, 06/2003 to 02/2004 RBMG/ Meritage/Net Bank Mortgage – City, STATE,
Order all documents needed to clear AU/DU conditions to help process the loan which would include Tax Returns, Check stubs, VOE, Appraisals, Title, Property Taxes Flood certificate, Subordination's, Tax Transcripts and updated Insurance pages.
After receiving these documents and clearing Underwriter conditions I would calculate income and company fees for pre closing and contact the customer to discuss all closing options.
Mortgage Servicing Representative, 01/2017 to 04/2017 Alliance Mortgage – City, STATE,
Here at Alliance I would receive calls from customers needing assistance with their mortgage.
This would include Escrow explanation, Payment deferment, Take monthly payments, Explain tax due dates, Also go over default options so I can transfer the Customer to the correct team.
Experience
Microsoft Office, Excel, Word, Access, Office.
Fax, Copiers, 10 Key Adding
Data Entry NEC
Access.
Education and Training
: Business, Expected in Florida State College - Jacksonville, Fla GPA: General Education degree and 13 college credits. Business
Skills
Closing Documents,Counseling, Credit,Insurance,Loan Processing, New Construction,Pricing, Sales,Taxes, Tax Returns,Underwriting.
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