Montgomery Street, San Francisco, CA94105(555) 432-1000, resumesample@example.com
Professional Summary
Mortgage professional with a 10 plus -year background in residential mortgage loan operations, closing , funding, warehouse line clearing, pipeline management.   Offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity and getting results.
Skills
Complex problem solving
Goal-oriented
Self-sufficient
Positive attitude
People-oriented
Cheerful demeanor
Flexible
Team player
Superior organization skills
Excellent work ethic
Risk management assessments
Financial transactions expertise
Ability to relate to people with diverse background and cultures
Highly analytical; Good mathematical skills; Good writing skills
Knowledgeable about government regulations and reporting
Research skills using Westlaw; American Jurisprudence(AmJur); shepherds and Corpus Juris Secondum(CJS)
Proficient in 10-key
knowledgeable in Windows Professional (Office Suite);Title Express; Doc Magic; Lotus Notes, Encompass, Closer, Calyx Point
Work History
04/2012 to 10/2016Compliance AnalystCheckout.Com | New York City, NY,
Responsible for monitoring and reporting on the Bank's compliance program/ procedures.
Implement the Compliance Department's Monitoring, Audit, & Loan Review Compliance Program and its related activities to detect and prevent illegal, unethical, or improper conduct.
Report Audit Results to the VP-Compliance and work with other departments to direct compliance issues to appropriate existing channels for investigation and resolution.
Assists with monitoring, audit review, and testing of all business lines for compliance.
Assists the BSA/AML Officer with BSA compliance and responds to alleged compliance violations of rules, regulations, policies, and/or procedures.
Provides Compliance Audit Report Results on a regular basis to the VP-Compliance.
Ensures proper reporting of violations or potential violations to duly authorized enforcement agencies as appropriate and/or required.
Review HMDA and CRA to ensure accuracy of data and timely reporting.
Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
04/2009 to 03/2012Sr. Loan CloserBioventus | San Antonio, TX,
Prepare loan docs for closing based on program guidelines, state and federal regulatory guidelines
Review title commitments for closing Initiate daily loan funding through the wire system
Ensure the timely return of funding requirements
Ensure that payoffs are ordered accurately and timely Coordinates all loan closing and funding activities between lenders, title companies and settlement attorneys
Primary liaison between title companies and the bank regarding loan funds Resolved post-closing issues with Chase central processing
Ensure that loans are closed in accordance with the established policy guidelines and procedures
Ensure that loans are closed / funded in a timely manner by investors
Ensure that all loans closed/ funded are in RESPA compliant
Perform general maintenance of files
Successfully closed an average of 75 Â loans per month
Perform all other duties as assigned
02/2002 to 02/2009Closer/ Funder MortgageStar, INC | City, STATE,
Prepare loan docs for closing based on program guidelines, state and federal regulatory guidelines
Review title commitments for closing
Initiate daily loan fundings through the warehouse banks
Ensure the timely shipment of loans to investors
Ensure that payoffs are ordered accurately and timely
Coordinates all loan closing and funding activities between lenders, title companies and settlement attorneys
Primary liaison between warehouse banks and lenders regarding loan funds
Ship loans to approved investors in accordance with the established policy guidelines and procedures
Ensure that loans are purchased in a timely manner by investors Perform general maintenance of files
Successfully closed an average of 40 Â loans per month.
Perform all other duties as assigned.
09/2002 to 02/2003Compliance AuditorMortgageStar, INC | City, STATE,
Review loan files prior to closing to ensure state and federal regulations are followed
Conduct pre and post compliance audits on loan files through compliance wizard( lotus notes )
Review signed loan files to ensure that the closing docs were executed properly at settlement
Perform routine maintenance on compliance files Perform other assigned duties.
Maintained strict confidentiality of bank records and client information.
Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Reviewed and edited loan agreements to ensure accuracy.
Education
Expected in B.Sc | EconomicsCuttington University, , GPA:
Expected in Certificate | Paralegal studies Howard University , Washington, DCGPA:
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