Livecareer-Resume
JC
Jessica Claire
Montgomery Street, San Francisco, CA 94105 (555) 432-1000, resumesample@example.com
Professional Summary

Mortgage professional with a 10 plus -year background in residential mortgage loan operations, closing , funding, warehouse line clearing, pipeline management.    Offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity and getting results.

Skills
  • Complex problem solving
  • Goal-oriented
  • Self-sufficient
  • Positive attitude
  • People-oriented
  • Cheerful demeanor
  • Flexible
  • Team player
  • Superior organization skills
  • Excellent work ethic
  • Risk management assessments
  • Financial transactions expertise
  • Ability to relate to people with diverse background and cultures
  • Highly analytical; Good mathematical skills; Good writing skills
  • Knowledgeable about government regulations and reporting
  • Research skills using Westlaw; American Jurisprudence(AmJur); shepherds and Corpus Juris Secondum(CJS)
  • Proficient in 10-key
  • knowledgeable  in Windows Professional (Office Suite);Title Express; Doc Magic; Lotus Notes, Encompass, Closer, Calyx Point
Work History
04/2012 to 10/2016 Compliance Analyst Checkout.Com | New York City, NY,
  • Responsible for monitoring and reporting on the Bank's compliance program/ procedures.
  • Implement the Compliance Department's Monitoring, Audit, & Loan Review Compliance Program and its related activities to detect and prevent illegal, unethical, or improper conduct.
  • Report Audit Results to the VP-Compliance and work with other departments to direct compliance issues to appropriate existing channels for investigation and resolution.
  • Assists with monitoring, audit review, and testing of all business lines for compliance.
  • Assists the BSA/AML Officer with BSA compliance and responds to alleged compliance violations of rules, regulations, policies, and/or procedures.
  • Provides Compliance Audit Report Results on a regular basis to the VP-Compliance.
  • Ensures proper reporting of violations or potential violations to duly authorized enforcement agencies as appropriate and/or required.
  • Review HMDA and CRA to ensure accuracy of data and timely reporting.
  • Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
04/2009 to 03/2012 Sr. Loan Closer Bioventus | San Antonio, TX,
  • Prepare loan docs for closing based on program guidelines, state and federal regulatory guidelines
  • Review title commitments for closing Initiate daily loan funding through the wire system
  • Ensure the timely return of funding requirements
  • Ensure that payoffs are ordered accurately and timely Coordinates all loan closing and funding activities between lenders, title companies and settlement attorneys
  • Primary liaison between title companies and the bank regarding loan funds Resolved post-closing issues with Chase central processing
  • Ensure that loans are closed in accordance with the established policy guidelines and procedures
  • Ensure that loans are closed / funded in a timely manner by investors
  • Ensure that all loans closed/ funded are in RESPA compliant
  • Perform general maintenance of files
  • Successfully closed an average of 75  loans per month
  • Perform all other duties as assigned
02/2002 to 02/2009 Closer/ Funder MortgageStar, INC | City, STATE,
  • Prepare loan docs for closing based on program guidelines, state and federal regulatory guidelines
  • Review title commitments for closing
  • Initiate daily loan fundings through the warehouse banks
  • Ensure the timely shipment of loans to investors
  • Ensure that payoffs are ordered accurately and timely
  • Coordinates all loan closing and funding activities between lenders, title companies and settlement attorneys
  • Primary liaison between warehouse banks and lenders regarding loan funds
  • Ship loans to approved investors in accordance with the established policy guidelines and procedures
  • Ensure that loans are purchased in a timely manner by investors Perform general maintenance of files
  • Successfully closed an average of 40  loans per month.
  • Perform all other duties as assigned.
09/2002 to 02/2003 Compliance Auditor MortgageStar, INC | City, STATE,
  • Review loan files prior to closing to ensure state and federal regulations are followed
  • Conduct pre and post compliance audits on loan files through compliance wizard( lotus notes )
  • Review signed loan files to ensure that the closing docs were executed properly at settlement
  • Perform routine maintenance on compliance files Perform other assigned duties.
  • Maintained strict confidentiality of bank records and client information.
  • Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Reviewed and edited loan agreements to ensure accuracy.
Education
Expected in B.Sc | Economics Cuttington University, , GPA:

Expected in Certificate | Paralegal studies Howard University , Washington, DC GPA:

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Resume Overview

School Attended

  • Cuttington University
  • Howard University

Job Titles Held:

  • Compliance Analyst
  • Sr. Loan Closer
  • Closer/ Funder
  • Compliance Auditor

Degrees

  • B.Sc
  • Certificate

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