HOUSING PROPERTY MANAGER: FOR HUD MARICOPA COUNTY AND SECTION 8 PROGRAM 13 YEARS
Reports generation and analysis
Financial records and processing
Cash-flow report generation
Accounting systems assessment
Public and private accounting
Income statement certified audits
General and tax accounting
Cost Benefit Analysis (CBAs)
Assisted senior-level credit officers with complex loan applications. Adhered to all federal and state compliance guidelines relative to retail mortgage lending. Interviewed an average of [number] mortgage loan applicants per month. Performed daily maintenance of the loan applicant database. Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan. Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers. Educated customers on the variety of loan products and available credit options. Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research. Exceeded quarterly sales goals by [number]%. Effectively managed more than [number] client relationships. Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports. Performed ceiling maintenance of the Treasury Management Auto-pay product. Researched insurance information and flood certificates. Built knowledge about latest banking products and services through [courses/certification programs]. Provided expert financial advice on mortgage and both educational and personal loans. Recommended home care hair regimens and treatments.Used state-of-the-art techniques in coloring and treating hair.Set up workstation and treatment room with necessary products, equipment and supplies.Addressed inappropriate guest behavior by stopping service and informing a supervisor.Selected hair colors based on customer preference.Promptly fielded all incoming phone calls and scheduled appointments.Operated cash register to receive payments from customers.Kept current on hair products and their chemical composition, structure and properties.Created repeat business by developing long-term relationships with regular customers.
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