Sr. Assistant Credit Manager Resume Example

Identified key risks and mitigating factors of potential investments, such as asset types and values, legal and ownership structures, professional reputations, customer bases, or industry segments. Produced reports presentations that outline findings to explain financial risk and recommend changes. Analyzed transaction requests based on financial documentation and historical performance. Evaluated credit history of borrowers including individual and commercial. Examined credit risks to determine acceptability. Made recommendations based on borrower's financial condition, cash flow, capacity, collateral, and ability to repay upon analysis of customers credit history. Worked with colleagues to prepare forecasts, budgets and reports. Investigated delinquent accounts. Negotiated solutions to benefit borrowers and financial service providers. Prepared files for bankruptcy and legal proceedings. Adhered to credit policies, internal procedures, control standards and compliance requirements. Used business and data management systems such as Oracle, Structured Query Language (SQL) and Statistical Analysis Software (SAS). Used office suite software such as Outlook, Word, Excel and PowerPoint.Reduced organizational operating costs by [Number]% by streamlining processes.Developed organizational change management strategies.Developed metrics used to determine inefficiencies and areas for improvement.Tracked, analyzed and interpreted trends in [Data type] data.Boosted company efficiency and customer satisfaction by streamlining processes deemed inefficient.Manipulated data using pivot tables, pivot charts and macros.Drafted financial and resource planning reports using optimization software such as [Software name].