Forward thinking innovative professional with a degree in Economics and over 18 years of experience in Community Development, Public Affairs, Marketing, Banking, Mortgage Lending, relationship building, outreach, communications and leadership skills. Flexible and versatile, able to maintain a sense of humor under pressure .Easily demonstrates ability to transcend cultural differences. Posses excellent team building skills. Speak read and write fluent Spanish
Speaker/Trainer09/1994 － Current
Compelling public speaker with over 175 professional seminars presented in English and Spanish.
01/2012 － 01/2014Luther Burbank Savings
Identified and developed strategic partnerships with non-profit and community based organizations, State and Federal Agencies Led and Conducted financial presentations and training to a diverse audiences including Mortgage Bankers, non-profit organizations and agencies, professional organizations and the general public using various methods and technologies in order to promote the Bank's CRA and minority lending objectives Originated, reviewed and evaluated loan applications and supporting documentation to determine if the client's loan requests met Bank's underwriting standards and submitted loans for processing Helped the Bank's objectives towards achievement of C.R.A.
excellent ratings Participated in radio advertising campaigns and represented the Bank in community events and outreach Notable Achievements Exceeded a 2 year funding goal in less than one year for the Bank's down payment assistance program for first time homebuyers Built and deepen a portfolio of local relationships and community development organizations and position the Bank as an innovator in financial inclusion and community development Proposed a new CRA micro business loan program development for small businesses catering to women and minority business entrepreneurs in order to improve the Bank's CRA ratings.
Home Ownership Counselor01/2009 － 01/2011NEW Economics for Women
Guided and prepared clients in pre and post purchase comprehensive instruction by creating a spending plan, credit rules and regulations, how to qualify for a mortgage loan, down payment assistance programs and foreclosure prevention.
Prepared weekly reports.
Researched, updated and maintained information related to Real Estate, First Time Home Buyer Programs, Foreclosure Prevention, Mortgage financing and Loss Mitigation options.
Created and presented over 25 homebuyer and financial literacy seminars for various City, State and County agencies.
Sr. Mortgage Consultant08/1997 － 11/2010Kennedy Capital
www.kennedycorp.com Strong interpersonal skills with the ability to build and deepen client relationships Participated in marketing and relationship building campaigns with associated professionals Conducted seminars for Real Estate Agents, Brokers and the public in mortgage lending and risk acceptability guidelines Originated, analyzed and evaluated mortgage loan requests and provided financial solutions for each client based on their financial goals and objectives In depth understanding of Federal and State lending regulatory guidelines-NMLS Licensee Notable Achievements Closed over 1052 loans Saved an average of $211 per month per refinance clients Helped over 687 clients to achieve their goal of home ownership.
B.A:California State University - EconomicsLos AngelesEconomics
Marketing Certificate:California State UniversityLong BeachReal Estate Broker's License - California Department of Real Estate N.M.L.S. SAFE ACT Licensee Competent Toastmaster Designation
Board of Directors Honorary award - Los Angeles County Board of Realtors Led the Government Affairs Committee and Board member of the Los Angeles County Board of Realtors Commendation of Leadership by Ms. Judy Chu from the Calif. State Board of Equalization Leadership Qualities and Service award by Assembly member Mike Eng 49th District Certificate of Recognition and Leadership from California State Senate, Senator Gloria Romero Most Inspirational Leader award, Personal Success Institute Toastmaster Competent Certification
English and Spanish
advertising, C, com, Strong interpersonal skills, credit, client, clients, documentation, English, financing, financial, instruction, Languages, marketing, presentations, profit, program development, public speaker, radio, Real Estate, relationship building, seminars, Spanish, strategic
Selected Accomplishments - Honors and Awards Board of Directors Honorary award - Los Angeles County Board of Realtors Led the Government Affairs Committee and Board member of the Los Angeles County Board of Realtors Commendation of Leadership by Ms. Judy Chu from the Calif. State Board of Equalization Leadership Qualities and Service award by Assembly member Mike Eng 49th District Certificate of Recognition and Leadership from California State Senate, Senator Gloria Romero Most Inspirational Leader award, Personal Success Institute Toastmaster Competent Certification
Corporation for Economic Development - CFED Economic Alliance and Inclusion member - FDIC Past Board of Director, Los Angeles County Board of Realtors Chaired the Local Government Affairs Committee and the Affiliate Committee for the West San Gabriel Association of Realtors Toastmasters International Karate Association- Black Belt member California State University, Los Angeles Alumni Association member Professional Development BVS bank compliance trainings Personal Success Institute 3 months Leadership training Toastmasters Competent Certification Federal Reserve Board S.F. and F.D.I.C. Community Redevelopment Act (CRA) trainings and seminars