Real Estate, Mortgage, Finance, Legal, Title, Escrow, Deeds. I have 15 years of experience in Mortgage and Finance as a former Broker with extensive background in Title, Deeds and Escrow. Previously employed with Law firms dealing with Real Estate, Foreclosure, Short Sale, Loan Modification, HAMP and HAFA Programs and I am currently a licensed Realtor in Michigan.
Mack Real Estate Top Producer in 2012
Selected by partners to review office procedures and head implementation of new protocol.Implemented several strategies that successfully increased sales and improved client retention rates.Promoted to Senior Loan Officer after sixAccounting Skills
Counseled customers on market current status for residential and land markets.Guided homebuyers and sellers through the process of short sales.Generated lists of properties that were compatible with buyers' needs and financial resources.Maintained high referral rates and exceptional feedback from previous clients.Developed close relationships with area realtors and promoted builders to boost referral network.Educated clients on the current real estate market and answered any questions they had.Coordinated appointments with prospective buyers to showcase houses and plots.Wrote contract documents, purchase agreements and closing statements.Assisted in developing marketing material for properties.Verified that the legal formalities were completed prior to closing dates.Actively follow-up with prospects and hot leads.Communicated with owners regarding home and loan status.Showed residential properties and explained the features, value and benefits of available homes.Successfully guided home buyers and sellers through sales and purchase of properties.Promoted property sales through advertisements, open houses and participation in multiple listing services.Negotiated contracts and coordinate with lenders, attorneys and inspectors.Advertised properties to the general public via networking, brochures, ads and multiple listing services to maximize exposure.
Met with clients and other legal professionals to discuss case details.Conducted client interviews and all client intake services.Collected data to prepare and draft settlement packages for clients.Interpreted and relayed legal information in a clear format for clients.Processed all assigned cases according to company and client service level agreements.Processed all assigned cases according to company and client service level agreements.Corresponded daily with clients, insurance adjusters, doctors and attorneys.Composed and typed routine letters of correspondence.Composed and typed routine letters of correspondence.
Redacted confidential information from all legal documents on a case by case basis.Trained new employees on office equipment and job duties.Used computer databases, credit reports, tax and legal filings to locate persons and compile information for investigations.
Assisted senior-level credit officers with complex loan applications.Adhered to all federal and state compliance guidelines relative to retail mortgage lending.Performed daily maintenance of the loan applicant database.Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.Educated customers on the variety of loan products and available credit options.Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.Researched insurance information and flood certificates.Provided expert financial advice on mortgage and both educational and personal loans.
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