Seasoned DE Mortgage Underwriter with 20 years of experience. Adept at building excellent working relationships with loan officers, real estate agents, appraisers and title companies.
Responsible for the re-underwriting and quality control for mortgage loans to ensure compliance with agency guidelines as it relates to mortgage lending.
Obtained Title I and Title II Non-Supervised approval from the Department of Housing & Urban Development for Neighborhood Mortgage Solutions. Responsible for underwriting 1-4 family Conventional/FHA/Rural Housing loans for various credit unions within the Credit Union Service Organization. Evaluate risks as it relates to the borrower and collateral. Review complex tax returns, appraisal, title documents and establish general credit worthiness of potential borrowers. Responsible for the supervision of processing team and updating personnel with agency updates.
I started as a teller and advanced to various positions within the company. In 1983 I moved into the mortgage lending area, including mortgage collections, processing and underwriting.
Delegated Underwriting approval for MGIC, Genworth and Radian
Attended Sharp Real Estate Training
Attended various classes with the Institute of Financial Education
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