Accomplished mortgage loan originator with 13 years of experience in securing residential loans, credit writing, and financial statement analysis. Broad knowledge of loan product guidelines and investor requirements. Comprehensive knowledge of legal, regulatory, economic, competitive, and technological environments which potentially affect lending programs. Open and clear communicator with demonstrated strategic vision and disciplined execution.l
Interview loan applicants and determine borrowing requirements. Obtain and analyze financial information. Collect credit report. Recommend terms and conditions of the loan. Approve or decline credit. Recommend approval on credits exceeding authority. Establish and maintain positive working relationships with real estate brokers and other key individuals and groups in order to assure a more favorable image and provide information regarding loan policies and programs. Requires a thorough knowledge of real estate lending policies and procedures. Ability to deal effectively in customer relations.
Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems. Thorough knowledge of credit policies and approval processes. Communicated with borrowers, Loan Originators, underwriters, closers, realtors and title companies throughout the mortgage loan process. Priortized loan pipeline in and ever-changing regulatory environment. Anticipated issues during the loan process and proactively worked to resolve them.
Women's Council of Realtors
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