Dynamic, highly motived Licensed Life and Health Insurance Producer/Manging Partner with in depth knowledge of insurance products, pricing and policy features. Provide group and individual insurance benefit consulting and brokerage services to wide range of large and small employers throughout the US by identifying benefit strategies that meet client goals and designing and implementing programs to meet objectives. Significant expertise in implementation of new benefit programs and ongoing service and operational issues, including M&A. Strength in developing and maintaining long term client relationships. Broad spectrum of technical knowledge including government/state regulations, compliance, administration and document preparation, including ERISA, DOL, ACA, COBRA, HRA, FSA, HSA. Excllent oral and written communication skills.
Consulting with employers to maximize the value and quality of their employee benefit programs in a challenging environment, including: ➢ Employee benefit analysis, design, development and implementation ➢ Expertise in corporate merger and acquisitions ➢ Government compliance and document development ➢ Employee communications/oral and written presentations ➢ Human Resource consulting, including policy and procedure development ➢ Employee benefit outsourcing/administrative services including employee transactions, carrier premium reconciliation and HRA/FSA/COBRA for small to mid size employers with limited HR functionality.
Managing Partner January 1996 to CurrentRTI EMPLOYEE BENEFIT PROGRAMS － West Chester, PA
Provide project management expertise January 1989 to January 1994US. Work － Langhorne, PA
Direct day to day management of $650,000 (75+ clients), book of business for boutique brokerage and consulting firm servicing both group and individual clientel throughout the US. Work with top corporate decision-makers to identify benefit strategies and establish financial direction that meets client goals and objectives and to design a total benefits benefit programs meeting those objectives. Provide project management expertise in implementation of new benefit programs and thereafter assist management in onging administration and resolving critical plan operational issues. Provide technical resource/compliance consulting, document preparation and employee communication including ERISA, COBRA, HIPAA, ACA, HRA, HSA, FSA and Medicare. Develop employee communication materials, presentations and conduct employee meetings. SEDGWICK NOBLE LOWNDES, Langhorne, PA (formerly The Johnson Companies) 1989-1994 Health and Welfare Consultant Assist and counsel employers in analysis, design, administration and compliance of cost effective health and welfare plans. Provide day to day client service in resolving plan operation issues.
Long term strategic planning
Analysis of funding mechanisms, including self-funding
Renewal analysis and carrier negotiation
Development of contribution sharing schemes
Flexible benefits design, pricing and administration
Preparation of compliance documents and employee communication
Employee Benefits Director January 1987 to January 1989PENNSYLVANIA MANUFACTURER'S ASSOCIATION － Philadelphia, PA
Manage all Health & Welfare and Pension functions for a major, 13 location insurance firm (500 employees). Supervise staff of 5.
Research, design, implementation and administration of all non-cash compensation programs
Participate in development of executive benefits package.
Conduct full pension and benefits audit resulting in 1M annual savings.
Design and produce annual Employee Benefits Statement
Development of computerized support functions/HRIS
Interface with all Human Resource units including training, policy development, compensation
Participate in college recruiting on campus interview
Develop management training programs and manuals
Update all employee communication materials, including design and production of video presentations
Ensure full compliance with IRS, DOL, PBGC
Benefits Manager January 1986 to January 1987UNIVERSAL HEALTH SERVICES － King of Prussia, PA
Manage all welfare and pension plans for a multi-hospital chain owing forty facilities nationwide, (50,000 employees). Responsible for $11 million annual budget.
Dotted-line supervision of 40 facility personnel directors
Implementation and administration of self-insured medical and non-medical benefits program inluding 401(k) and pension
Develop employee communications
Effect government compliance ERISA/PBGC
Assistant Director Personnel - Associate January 1981 to January 1986SYSKA & HENNESSY, INC － New York, NY
Supervise daily performance of staff and four regional office personnel departments regarding welfare and pension plan design and administration for a 500 life engineering firm. Dotted-line supervision of facility personnel directors.
Administration of self-insured medical benefits program
Manage EEO/AAP compliance
Coordination of educational/technical training programs
Responsible for administrative hiring
Manage college recruiting program
Design and development of computerized HRIS system
M.S. : Industrial/Organizational PsychologyBernard Baruch College － New York, NY, USM.S., Industrial/Organizational Psychology, Bernard Baruch College, CUNY, New York, NY
B.S. : PsychologySt. Peter's University － Jersey City, New Jersey, USB.S., Psychology, St. Peter's University, Jersey City, New Jersey
Licensed Life and Health Producer - New Jersey ACA HIPAA CEBS
SHRM (corporate membership)
Employee communications/oral and written presentations