Ability to understand the confidential environment of the investment Bank.
Good knowledge of Global Financial Crime Requirements - including US Patriot Act, AML Regulations, Bank Secrecy Act, and Global Sanctions (including OFAC), Third and Fourth EU Money Laundering Directive.
Strong analytical skills and ability to convey results of analysis in well written KYC memos.
A good team player and a strong communicator with the ability to use different styles and techniques of management, share best practice experiences and case studies.
Ability to communicate with other business area contacts to obtain information and resolve issues.
Extensive Knowledge of Rag W, NYSE/FINRA/FINCEN/SEC rules.
Strong organizational and communicattion skills with excellent attention to detail.
KYC Senior Officer, 10/2016 to Current Madison Consulting Group, Global Investment Bank
Discussed any deficiencies/findings identified during QA testing and trends with AML Compliance and AFC departments.
Performed QA re-testing of files to ensure completion of any action plans.
Maintained a thorough and current understanding of the regulatory environment and actively participating in processes both internally and externally, to affect change beneficial to the firm.
Acting as an AML / ATF Subject Matter Expert (SME), especially around investigations and the AML / ATF trending and typologies.
Perform AML monitoring and FIU-related case handling of assigned businesses in accordance with the framework.
Supported special projects including conducting targeted reviews of AML high risk product and business areas.
Supported the development of an AML risk assessment methodology leveraging best practices.
Facilitating the review of the overall AML Compliance program including risk analysis, periodic high risk account reviews, quality assurance reviews, and provide data on key performance indicators.
Assisted and trainined personel with the identification and preparation of PEPs documentation and their due diligence within all lines of businesses.
Performied QA testing of KYC files, documenting any deficiencies/findings, and discussing these deficiencies/findings with BCU; identified during QA testing.
Prepared recommendations to relationship manager on the required KYC screening on new clients by documenting and corroborating the information obtained on the client as required by the KYC Procedures utilizing a variety of independent research sources.
Analyzed client data, documentation and negative news in order to determine a Client Risk Profile as established under the KYC Procedures.
AML/KYC Senior Officer, 09/2015 to 05/2016 Madison Consulting Group, Global Investment Bank
Performed overall compliance risk review of customer CDD files for a variety of high risk businesses, products, and geographies relating to financial crimes and reputational risk.
Ensuring accuracy of customer due diligence with appropriate Line of Business and Corporate Compliance standards.
Provided assistance and guidance pertaining to KYC standards and regulatory requirements.
Using knowledge of regulations and policies, data, and intuition to make timely decisions.
Identifying trend and disseminating them to the Compliance Review team and escalating as appropriate.
Participated in the development and implementation of projects and initiatives that enhance the efficiency and automation of the Compliance Review process.
Liaised with clients, front office, credit, legal, technology and operations as part of the KYC process.
Researched and verified the parties involved in suspicious transactions against various database, LexisNexis, OFAC, World-check and Internet searches.
Performed periodic (90 day) SAR follow-up reviews, independent analysis for cases involving suspicious activity including account behavior, source of funds, wire activities and ACH reviews.
AML/KYC Senior Officer, 01/2015 to 08/2015 Madison Consulting Group, Global Investment Bank
Analyzed extensive accounting statements to detect any patterns or trends that present illegal activities or frauds.
Conducted periodic internal account/customer reviews to identify potentially suspicious activity.
Prepared Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and time frames.
Developed and deploy AML scenarios using Oracle AML Tools.
Investigated, reviewed and monitored suspicious customer account transaction activities and making recommendations for further review or closure.
Analized alert results based on understanding of client data and Mantas scenario logic.
Assisted in identifying BSA/AML/OFAC compliance risk to ensure that proper controls, procedures and processes are in place to mitigate these risks.
Conducted suspicious activity monitoring and SAR and CTR reporting, identification and risk rating of higher risk customers, and OFAC screenings.
KYC Senior Officer, 09/2014 to 12/2014 Madison Consulting Group
Reviewed KYC profiles to comply with client's KYC policies, including legal documents and photo ID's.
Ensured data was consistent with Know Your Customer (KYC) and Bank Secrecy Act policies.
Conducted KYC Remediation and Transactional Look-Back.
Responsible for reviewing and ensuring all required KYC regulatory requirements for clients have been met.
Identified accounts for high risk or negative information using World-Check and OFAC.
Accurately verified and entered documentation information via E&Y Tool.
Prepared and maintain hard/soft KYC/CIP documentation files.
Reported inaccuracies in data and compliance procedures.
Wrote comprehensive EDD summary.
Conducted safe handling of sensitive and confidential information.
Remediated KYC documentation of high risk PEP wealth management in the Latam and US regions.
Performed gap analysis of existing KYC against the new global standards established by the institution, identifying all missing required documentation.
Responsible for Quality Assurance as it relates to compliance functions involving PEPs and adverse news searches, final documentation review and research.
Utilized LexisNexis, World Check, public records, commercial databases, global media sources and the internet to identify negative or suspicious activities to avoid anti money laundering for individuals and entities.
Verified CDD and EDD of client's data in the varied financial services in corporate, vendor and trade finance.
Prepared KYC Due Diligence profiles on a wide range of entity types (Trust, LLC's, Partnerships and Corporations).
Reviewed account to regulatory standards within the EDD (Enhanced Due Diligence) guidelines for high net worth individuals in the Private bank.
Completing Enhanced Due Diligence including name screening, documents and negative press in Financial Media, as well as executing CDD strategy with high risk investors.
Remediating client files, corporate registry, bank references, PEPs and updating internal Compliance database systems.
Senior Compliance/ KYC Officer, 02/2012 to 05/2014 Madison Consulting Group, Global Investment Bank
Worked in an advisory capacity with business units heads to identify and mitigate AML risk as well as bribery, corruptions, sanctions regulations and their risk to the Bank.
Worked across several businesses AM/KYC Change Management Financial Crime Risk, Private Banking Middle Office and Credit Risk Control.
Formulated a target operating model for the launch of NORKOM, combined AML shared service operation for the Group.
Investigated escalated potential PEP and Regulatory alerts flagged in the Customer Management Report system (CMR) and Transaction Management Report (TMR) with checks the names of clients, their directors and shareholders post inception of account opening.
Recommended to the CMLPO cases that should be either reported to SOCA or put under the Internal Watch List.
Conducted Quality Assurance of high risk clients ranging from correspondent banking relationship to corporate entities ensuring adherence to Policies.
BA: Business AdministrationUniversidad Central Del Este