Driven and energetic processor with 14 years experience in mortgage loans. Highly adept at building excellent working relationships with real estate agents, lenders, appraisers, title companies, surveyors and attorneys.
Successfully guide home buyers through the mortgage loan process, which includes the processing, underwriting and funding of the loan.
I gather all documentation pertaining to loan, Fill out loan application(s), Run credit reports, Run desktop underwriting (DU), Verifying employment and IRS documentation, Verify assets, Verify documentation with Escrow and Title. Verify wiring information for closings. Verify Lender programs. Review Trusts and Power of Attorneys.
Managed Loan Officers, making sure the mortgage loan process for them would go as smooth as possible and for the buyers. This included communication with the brokers as well as agents and buyers. Overlooked the process from data entry to funding of the mortgage loan.
Processed Mortgage Loans, verifying the loan officer completely filled out loan applications correctly, made sure disclosures went out in timely manner. Verified title and escrow were opened appropriately. Verified employment and assets. Made sure conditions were met in timely matter in order to move the files along and be able to get them to loan documentation in order to close the files in 20 days or less.
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