An entry or mid-level position in the Financial sector with a focus on Investment Analysis, Client Relations, Strategic Marketing, and Team Leadership. I am a person who thrives in fluctuating environments. I can adapt to any situation and transform insurmountable obstacles into stepping stones.
Energetic, innovative young professional with 4 years of diverse management and sales experience in the hospitality, real estate, and financial sectors.
Consistently monitors market analytics; objectively identifying opportunities for business development and potential alternative revenue sources.
Proven team leader who exceeds goals with effective task delegation, interpersonal communication skills; the ability to teach and the eagerness to learn.
Experienced in financial forecasting, investment analysis, comparative market analysis, asset offering memorandums, client satisfaction, strategic project planning, and budgeting.
Investment Broker of Financing; focused on minimizing risks and maximizing profits for all clients and customers seeking advice.
Consistent due diligence practices ensure the creation of deep-rooted agency relationships that are mutually beneficial for all parties involved.
(Chief Investment Officer & Founder)Feb 2016 to Current Adelphos Capital, LLC [Investment Real Estate Financing Brokerage] － Philadelphia, PA
Review financial statements, sales activity reports, and other performance data to measure productivity.
Successfully brokered nearly $2 million in finances which helped fund the 25 successfully completed client rehab projects since official start of operations.
Regularly act as the buyer's agent/representation at closings for all brokered commercial loan transactions.
Orchestrate all closing procedures for the buyer; advising insurance underwriters and title agents to ensure all contingencies and lender requirements are met.
Created partnerships with large commercial brokerages and asset management firms in major cities throughout the country with shared goals of successful hotel dispositions.
Currently hold exclusive agency agreements for various nationwide commercial assets ranging in price from $10M- $200M.
Developed a practical and profitable marketing method which has accumulated a customer email list of nearly 1000 subscribers.
Targeted marketing blasts typically average a 25% hot lead conversion and a 7% sales return rate.
Accumulated a large lending network with collaborative efforts from hedge funds, private investors, and banks.
Approved and appreciated by over 50 private lenders to finance Non-Owner Occupied Real Estate transactions.
Fulfill all client requirements for obtaining financing; including personalized corporate entity formation, contract drafting/attorney services, credit repair, and personally financed down-payment assistance [if justified].
Developed a personalized analysis method; which couples algorithmic thinking strategies and traditional valuation methods to determine current market trends and property values more accurately than BPO's or CMA's.
Construct investment plans and marketing packages for all clients including; project scope of work, construction budget, pricing opinion, interval led ROI, multiple project exit strategies.
Corporate reputation is a direct correlation of my client's ability to successfully satisfy their notes and complete their investment projects.
Adelphos Capital can proudly say that not one client has defaulted; this wouldn't be possible without thorough risk evaluation processes.
2 Alexander McKinley.
(Loan Processor/Senior Broker)Nov 2014 to Feb 2016 JHG Global, Inc. & Hard Money Solutions, LLC － Philadelphia, PA
Determine a client's ability to obtain financing by evaluating credit worthiness, Debt-to-Income ratios, buyer's readiness to purchase, and criminal background checks.
Review contracts and negotiate revisions and additions to agreements between; clients, architects, consultants, suppliers and subcontractors.
Act as the "buyer's representation" in all brokered commercial loan transactions.
Orchestrate settlements with all necessary parties and ensure my client is aware of the date, time, location of closing, and required documentation.
Attended all closings and reviewed the buyer's terms, appraisal, and contracts with the lender's attorney for accuracy and to ensure all stipulations and contingencies were met.
Responsible for devising and actuating marketing plans; deviating from archaic practices such as cold calling and implementing new age online advertising methods which effectively brought in more traffic.
Originated loans through online marketing campaigns and current client relations Pre-qualified potential borrowers through basic lending guidelines.
Personally originated 8 new client loans in my first 3 months and was promoted from my internship position to senior broker.
(Executive Chef/Sous Chef)May 2014 to Nov 2014 Candlewyck Grille － Buckingham, PA
Reported directly to the owner and their investors.
Controlled bi-weekly inventory orders and maintained quality control with little to no loss of inventory.
Managed a kitchen staff of 16 employees with sole labor cost responsibilities.
Successfully lowered food cost from roughly 52 percent down to 36 percent in four weeks.
Handled all front of the house grievances relating to food, honing my client relations skills.
Maintained positive relationships between supply, food, and alcohol purveyors while focusing on cost efficiency.
(Line Chef/Kitchen Manager)May 2013 to May 2014 Cock N' Bull Restaurant － Lahaska, PA
Maintained a team orientated and professional environment in the back of the house.
Responsible for catering to large corporate clients; conforming to all restrictions and assuring a memorable service.
Adhere to International standards in accordance with guidelines: formulate and implement policies, procedures and various operational strategies and forecast trends in occupancy, as well as trends in cuisine.
Bachelor of Science, Finance (Pursuing)2018University of Maryland/Straighter Line － OnlineFinance with CFP focus
Finance2013Temple University － Philadelphia, PADue to financial hardship, I had to leave school going into my junior year (2013). l decided my best route was to pursue a career in the restaurant industry as a chef until I could afford to finish my degree. I gained priceless professional experience while working as a chef and afterwards in the finance and real estate industry. Following my career shift into the financial sector and a profitable first year of business operations I was finally able to re-enroll in classes. I am currently taking courses online at my own pace to avoid interference with work.
Real Estate License2016Foster School of Real Estate － Philadelphia, PACompleted 60 hour PA Real Estate License Pre-Licensing course in December 2016.
Mortgage Loan Originator2016Kaplan University － OnlineCompleted PA 30 hour MLO pre-licensing requirements.