27 years experience in banking with emphasis in credit management. Demonstrated expertise in commercial and real estate analysis, underwriting and structure. Documented record of success in management of asset quality while growing loan portfolio. Strong working knowledge of banking standards, procedures, regulations and laws. Excel in recruiting, training and coaching loan and credit personnel.
Oversaw asset quality for the Southeast Texas Region by implementing monitoring of loan portfolio, asset quality meetings and procedures, problem asset management and liquidation. Managed credit analysis personnel and collection personnel. Implemented policies and procedures for all aspects of lending.
*Established effective policies and procedures in compliance with highly changing regulatory environment.
Managed all credit exposure of the bank including writing and implementing policies and procedures related to all lending activities, loan structuring and approval, ALLL management, risk grading, hiring, training and coaching of all credit personnel and working with outside loan review and examiners.
*Grew loan portfolio from $86 million to $159 million in two years. *Obtained profitability of de novo bank in two years.
Decisioned loan requests within $8 million loan approval authority after meeting with customers in conjunction with ending staff, performing analysis and structuring request. Maintained credit over oversight of commercial and real estate loan portfolio that grew $400 million. Recruited, trained and coached staff of 5 credit employees.
*Ranked in top 25% of all Community Bank Risk Managers for 4 consecutive years. *Increased loan portfolio by at least 20% every year.
Job Titles Held:
Where can I find a First Financial Bank Chief Credit Officer, SVP resume example in Beaumont, Texas ?
This is an actual resume example of a Chief Credit Officer, SVP who works in the Bank Executives Industry. LiveCareer has 7315 Bank Executives resumes in its database. LiveCareer’s Resume Directory contains real resumes created by subscribers using LiveCareer’s Resume Builder.
© 2018, Bold Limited. All rights reserved.