Amiable Loan Officer experienced in developing constructive and cooperative working relationships with others. A solid team player who diligently follows through on team expectations.
Implemented several strategies that successfully increased sales and improved client retention rates.
•Prepared settlement packages according to Secondary Market standards, PSECU policy and unit procedure
Reviewed and verified all closing documentation for accuracy
•Scheduled settlements as requested by closing agents
•Monitored closing files for document expiration date and as necessary, called member to confirm settlement date prior to documents expiring
•Calculated escrow reserves and payment as needed. Performed complex calculations to determine Loan to Value (LTV), principal, interest, taxes, and insurance (PITI) were accurate
•Reviewed Commitment Letter and/or Underwriting Checklists to ensure all prior to closing conditions were received to clear the loan for settlement. Prepared Closing Instructions listing all Underwriter defined conditions that were not met prior to settlement
•Reviewed Title Insurance Binder and Insured Closing Protection Letters for accurate information referring to the Borrowers and property
•Reviewed Homeowner, Flood or Condo Blanket insurance policies to ensure sufficient coverage based on the current guidelines
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