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AVP-Credit Risk Manager Resume Example

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AVP-CREDIT RISK MANAGER
Summary
Experienced manager with excellent client and project management skills. Action-oriented with strong ability to communicate effectively with technology, executive, and business audiences. Dedicated Operations Manager and effective leader who excels at using proven methods and cutting-edge technology to successfully cut costs, streamline operations and increase productivity. Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships. Dynamic and reliable [Job Title] with [Number] years of retail banking, customer service and consulting experience.
Highlights
  • Team building expertise
  • Project coordination
  • Customer service
  • Contract negotiation
  • Strong initiative
  • Self-starter
  • Deadline-oriented
  • Microsoft Office
  • Report analysis
  • Spreadsheet development
  • Employee training and development
  • Reliable
  • Detail-oriented
  • Strong interpersonal skills
  • Dependable
  • Excellent work ethic
  • Expert in risk management
  • Proficient in [software program]
  • MS Excel expert
  • Risk management expertise
  • Detail-oriented
  • Analytical
  • Expert in MS Office Suite
  • Microsoft Office proficiency
  • Spreadsheet management
  • Strong problem solver
  • Advanced MS Office Suite knowledge
  • Staff development
  • Staff training
  • Supervision and training
  • Complex problem solving
  • Process improvement
  • Results-oriented
  • Cost reduction and containment
  • Relationship building
Accomplishments
Process Improvement
  • Oversaw implementation of new phone system which resulted in more cost-effective service.
Research
  • Investigated any necessary information for proper billing for insurance companies, patients and DMEs such as proper billing codes.
Data Organization
  • Improved office organization by compiling quarterly budget reports, financial spreadsheets, organizational charts and company data reports using advanced Microsoft Excel functions.
Reporting
  • Established client payment plan program to monitor payment compliance and progress, reducing uncontrolled payment activity by 10%.
Reduced costs by $[number] per quarter.Led the development of more than [Number] new financial reporting methods to measure productivity and efficiency.Increased cost-effectiveness by [Number]% through compliance enforcement and implementation of a new quality control system.Reduced capital spending by $[Amount] as the leader of a cross-functional project team.Business Development:
  • Successfully grew business by [action].
Project Management:
  • Initiated [project] which resulted in [positive outcome].
People Management:
  • [Describe accomplishment 1]
  • [Describe accomplishment 2]
Financial Management:
  • [Describe accomplishment 1]
  • [Describe accomplishment 2]
Research
  • Conducted research which led to the development of [program].
Leadership
  • Served as key contributing member to Leadership team.
Experience
First BankStrasburg, VAAVP-Credit Risk Manager06/2015 to CurrentResearched banking guidelines and statutory requirements to stay updated on new laws and applications. Researched beneficial investment opportunities and made recommendations to senior management. Developed a base of [Number] clients through networking and seminar marketing. Collaborated with legal and accounting counsel to develop marketing strategies for estate and business succession planning insurance. Performed extensive analytical calculations, including a complete audit of each mutual fund.
First BankStrasburg, VACredit Risk Manager05/2013 to 06/2015Developed, produced and enhanced risk reports for all business units. Prepared internal quarterly and annual portfolio monitoring reports. Diligently reviewed the specialty loan portfolio for compliance with all reporting requirements. Communicated regularly with management regarding portfolio performance and new loan transaction quality. Implemented financial planning recommendations. Interpreted data on price, yield, stability, future investment-risk trends, economic influences and other factors affecting investment programs. Monitored risk accounts on a weekly, monthly, quarterly and annual basis.
First BankStrasburg, VACredit Administration Specialist04/2010 to 05/2013Developed, produced and enhanced risk reports for all business units. Communicated regularly with management regarding portfolio performance and new loan transaction quality. Complied with regulatory requirements including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act. Assisted senior-level credit officers with complex loan applications.
Navy Federal Credit UnionVienna, VADebit Card Fraud Resolution Specialist06/2009 to 04/2010Collected and analyzed data to evaluate operational issues and make process improvement recommendations. Tracked project costs and status, reported on risks, and made recommendations on corrective actions. Researched, analyzed, and solved revenue management questions, including forecasting and inventory. Designed data collection and reduction to draw conclusions from operational, notional, and simulated data sets. Compiled and presented reports on findings to senior management teams. Performed quantitative and qualitative evaluations to measure the effectiveness of field programs and operations.
BB&TWinchester, VARetail Services Officer II12/2006 to 06/2009Adhered to all federal and state compliance guidelines relative to retail mortgage lending. Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan. Educated customers on the variety of loan products and available credit options. Exceeded quarterly sales goals by [number]%. Effectively managed more than [number] client relationships. Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports. Provided expert financial advice on mortgage and both educational and personal loans.
BB&TWinston-Salem, NCLeadership Development Program Associate05/2006 to 12/2006
Education
VBA School of Bank Management2015University of Virginia, Charlottesville, VA, US
Leadership Development Program2006BB&T University, Winston-Salem, NC, US
BBA:Finance2006James Madison University, Harrisonburg, VA, US
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Resume Overview

Companies Worked For:

  • First Bank
  • Navy Federal Credit Union
  • BB&T

School Attended

  • University of Virginia
  • BB&T University
  • James Madison University

Job Titles Held:

  • AVP-Credit Risk Manager
  • Credit Risk Manager
  • Credit Administration Specialist
  • Debit Card Fraud Resolution Specialist
  • Retail Services Officer II
  • Leadership Development Program Associate

Degrees

  • VBA School of Bank Management 2015
    Leadership Development Program 2006
    BBA : Finance 2006

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