Dedicated banking professional who is inspired and motivated to assist the Private Banker or Relationship Manager in providing extraordinary customer service to new and existing clients; retaining a strong customer base, and developing successful programs to improve profitability.
Started as a Founder and Assistant Vice President for San Diego Private Bank. Developed the Loan Documentation and Servicing Department. Served as the Administrator of the Harland Financial Solutions Laser Pro Loan Program, created and implemented Laser Pro policies and procedures. Assisted the President and Chief Credit Officer with the bank's loan pipeline report, consisting of complex loan applications related to the "Private Banking" model. Created and prepared reports and worksheets for the bank reporting requirements for CRA, HMDA, Reg B (decline/withdrawals) and appraisal requirements. Adhered to all federal and state banking compliance regulations; reviewed internal and external audit reviews, corrected exceptions when noted. Attended Loan Committee monthly meetings Executed the loan origination process, including documentation for commercial term and lines of credit, commercial real estate, Letters of Credit, Consumer secured & unsecured loans, including, Home Equity Lines of Credit and first mortgages. Knowledgeable in consumer regulations: Reg Z - Truth & Lending, Reg C - Home Mortgage Disclosure Act, Reg B -Equal Credit Opportunity Act, and RESPA - Real Estate Settlement Procedures Act. Worked closely with various vendors to assure due diligent procedures are followed, attorneys, real estate brokers, and Private Bankers and bank's Clients. Developed a professional relationship with new and existing clients, assisting the Private Banker in client retention and referrals. Referred additional business to bank. Served as the Administrator of Data Center Inc. (DCI) Loan Servicing module to support loan boardings, and all other follow up work required to fully service a loan and client. Promoted the banks initial model of "Distinctively Different" by exhibiting extraordinary customer service.
Merger: Legacy Bank/Landmark Bank: Initiated loan processing by preparing the documentation list submitted to DataTech Management, Inc. for production of bank's loan documentation. Reviewed and approved documents; ordered all supporting documentation to assure due diligent requirements were met. Initiated loan processing for bank approved construction loans, managed construction loan processing per assignment, working closely with Loan Officer, Vendors, Inspectors, Appraisers and Fund Control. Served as a team member to enhance the bank's image within the North County Community of San Diego, Ca.
Provided excellent customer service to clients, vendors and loan officers.
Served in the capacity of the Department Manager for loan servicing. Developed and cultivated a Collection Department, actively recruited and oversaw staff training. Monitored two serious problem asset portfolios, working closely with the Chief Credit Officer to establish guidelines and procedures for collection activity and reduction of potential loss to the bank. Served as a credit union representative in Small Claims Court and client attorney meetings. Reduced the non-performing assets through collection and/or liquidation. Utilized the primary data based system, Symitar Information Systems, for all account and loan activity.
Managed and oversaw the daily operational functions of a branch, including loan activity, sales and operations. Implemented a highly successful "customer service campaign" for the entire bank. Hired and crossed trained staff personnel in sales of bank products and services. Achieved a $15mm increase in deposit account and a substantial increase to the loan portfolio. Established a strong depository relationship with the corporate center for a large Retirement Center; resulting in additional services sold to the residents. Prepared credit memorandums presented to the Chief Credit Officer for approvals; originated loan packages to be submitted to the Southern California Small Business Development Corporation for government guaranteed lines of credit. Served as an underwriter for all consumer transactions, evaluated risk factors and processed the funding. Initiated home loan processing for mortgage department. Participated in various community development activities, volunteer programs, and served as the President of the Spring Valley Chamber of Commerce.
Originally graduated from a local San Diego Business College. Professional development began with the initial AIB banking educational courses, continued with educational achievements by attending numerous Banker Compliance Group Seminars and Webinar sessions, relevant to compliance regulatory changes, laws, documentation and disclosures. Utilized additional resources for on-line training and self-directed study related to the banking industry. Completed monthly and annual in-services training through Bankersedge. Invested personal time and money in various Fred Pryor Seminars, Grossmont College classes, and attended a nine month management class offered by Dale Carnegie Institution.
Letter of Reference Available
Job Titles Held:
Where can I find a San Diego Private Bank Assistant Vice President resume example in El Cajon, California ?
This is an actual resume example of a Assistant Vice President who works in the Bank Managers Industry. LiveCareer has 22092 Bank Managers resumes in its database. LiveCareer’s Resume Directory contains real resumes created by subscribers using LiveCareer’s Resume Builder.
© 2018, Bold Limited. All rights reserved.