Extensive life underwriting experience with a strong background in analyzing medical and financial information to accurately assess and price the risk.
organized and ability to work independently with little or no supervision
excellent written and oral communication skill
emphasis on exceptional customer service
10/2013 to Current
Assistant Director of UnderwritingHovin Underwriting Partners － Simsbury, CTWorking on different accounts with various responsibilities as related to underwriting. Utilizing available resources including several different underwriting manuals, medical conferences and peer discussions. Currently working for a client as a home office underwater, with 300+ case pending, and extensive written and phone communications with the captive field force.
04/2010 to 10/2013
Senior Underwriting ConsultantAviva － West Des Moines, IowaReviewed and assessed medical records submitted as informal applications
10/2007 to 04/2010
Assistant Director of UnderwritingAXA － Syracuse, NYReview medical and financial documentation for brokerage business.
03/2004 to 10/2007
Senior UnderwriterUtica National Insurance Group － Utica, NYReview medical and financial documents and assess the risk for individual life insurance policies. Also handled waiver of premium and death claims.
06/2000 to 03/2004
Claim ConsultantDisabilty Management Services － Syracuse, NYReviewed medical and financial documentation to determine benefits available for individual disability income policies. Served as the company's legal resource for underwriting decisions on disputed claims.
01/1985 to 06/2000
ASSISTANT DIRECTOR OF LIFE UNDERWRITINGMONY － Syracuse, NYReviewed medical and financial documentation for life insurance policies, determining the correct pricing based on utilizing various resources such as underwriting manuals and medical resources, and working within company directives.
BusinessOnondaga Community College － Syracuse , NY, US2 year degree in general studies/business; degree not completed.
Have earned the following designations:
Ongoing industry training including regular medical and financial seminars.
Activities and Honors
Prior member of HOUNY (Home Office Underwriters of NY)